These jerks are trying to collect a debt that is in dispute with TRANS UNION.. I actually spoke with a woman at Portfolio Recovery and told her that Trans Union is investigating and she say well just pay it now and if its in error we will refund your money.. YEAH RIGHT! SCAMMERS..
These bottom feeders began calling in 2009. At that time, I had not owned a credit card in 12 years! They sent an unsigned solicitation giving an accnount number, but nothing to verify the debt was minem, nor that they owened it. I had never done business with them, nor had received any goods or services from them, nor had I ever entered into any agreement or relationship with them.They were claiming a debt of nearly $5000, though I had never owed even half that much on any credit card I had ever owned. THey have called fronm nearly 40 numbers since then. No one has ever answered the phone, and on one ever will. I contacted the state Attorney General's consumer protection office after about a year, and --Prest! - Portfolio Recovery began using their name in the caller ID ever since, with one exception. After the atty genl talked with them, these vermin issued a 1099-C to the IRs. Some pathetic lawyer named Brian Pearson at PRA was finally forced to actually communicate with me, by the atty. general office. He said they issued the 1099-c because they had decided to "cease" attempts to collect the "debt" which has never been verified to exist. (He had to admit all they have is a line on a printout, no documents to verify the debt is mine). Sine they decided to "cease" collection in September 2010, they have called 87 times, from many brand new numbers! They lied to the atty general that there were two "accounts." If there are, they never claimed that by mail, as the law requires them to do. They are brazen bottom feeders, and if your government was at all interested in the welfare of individual citizens, these pond scum would not be operating, but since finance and Wall Street are all that "your" representatives serve, they continue.
These bottom feeders began calling in 2009. At that time, I had not owned a credit card in 12 years! They sent an unsigned solicitation giving an accnount number, but nothing to verify the debt was minem, nor that they owened it. I had never done business with them, nor had received any goods or services from them, nor had I ever entered into any agreement or relationship with them.They were claiming a debt of nearly $5000, though I had never owed even half that much on any credit card I had ever owned. THey have called fronm nearly 40 numbers since then. No one has ever answered the phone, and on one ever will. I contacted the state Attorney General's consumer protection office after about a year, and --Prest! - Portfolio Recovery began using their name in the caller ID ever since, with one exception. After the atty genl talked with them, these vermin issued a 1099-C to the IRs. Some pathetic lawyer named Brian Pearson at PRA was finally forced to actually communicate with me, by the atty. general office. He said they issued the 1099-c because they had decided to "cease" attempts to collect the "debt" which has never been verified to exist. (He had to admit all they have is a line on a printout, no documents to verify the debt is mine). Sine they decided to "cease" collection in September 2010, they have called 87 times, from many brand new numbers! They lied to the atty general that there were two "accounts." If there are, they never claimed that by mail, as the law requires them to do. They are brazen bottom feeders, and if your government was at all interested in the welfare of individual citizens, these pond scum would not be operating, but since finance and Wall Street are all that "your" representatives serve, they continue.