These jerks are trying to collect a debt that is in dispute with TRANS UNION.. I actually spoke with a woman at Portfolio Recovery and told her that Trans Union is investigating and she say well just pay it now and if its in error we will refund your money.. YEAH RIGHT! SCAMMERS..
Reverse boycott. This company's own customers can destroy their cost/benefit ratio by consuming their service.
When a company can repeatedly call with the intent of getting money their customers can repeatedly answer or call back with the intent of not giving them any. They need people to pay with as little talk as possible. They don't want to talk with people who know they are never going to pay. Be all talk and no pay. Answer when convenient. Call back. Give no information. Verify nothing. Ask as many questions as you can. Answer none.
Don't ignore/block/report them. It doesn't work. These folks want you to ignore them for as long as you can stand to or until you give them something valuable like money or information. Ignoring them is being their good customer. Sending a cease and desist is giving information. It lets them know you are still alive and remain their good customer. Their legal model is less vulnerable than their business model. Preparing to initiate unlikely individual legal battles is being their good customer.
Be their bad customer. Make them talk to you fruitlessly for as long as they can stand to or until they stop selecting you as their customer. These companies cannot spend seconds much less minutes on the phone with every person who will never send them a dime. But they don't know who that is. You do. That knowledge is power. Every second you can keep their staff on the phone will render their business less profitable giving them a reason to never call you again.
Calling will not reset your SOL. Making a partial payment will.
I like to ask general questions they should but usually won't answer. "May I have the name and address of your agent for service of process?" Calmly and slowly ask them to spell every word in the address. Read it back for verification. Control the pace. If they are rushing then politely ask them to slowly repeat. "Are you a corporation and if so in which state are you incorporated?" Repeat your questions when you don't get direct answers. When they won't answer a question ask, "Would you like to comply with the business and professions codes of your state?" That is usually the point when they hang up on me but if they say they want to comply then begin your questions again.
Repeat while you have the spare time. These folks have many victims and few operators. If everyone calls back but pays nothing the mass auto-dialer business model becomes unprofitable. Don't aide and comfort the enemy by ignoring them. Call! Have a nice long slow friendly chat! Make them hang up first.
Press 2 for Spanish.
For any business, customers who consume the most resources but don't pay (or otherwise add value) become the least desirable. Most businesses will stop (cease and desist) soliciting an undesirable customer. Those that don't stop remain knowingly vulnerable to the actions of their undesirable customers. Few companies can afford to let everyone take a piece of them whenever they want endlessly. For instance they must pay staff to answer everyone's telephone calls which can be placed at your convenience for the joy of it. Call and consume their operator time without paying or giving information. Be a bad customer. The worst customer. Inspire them to invoke their right to refuse you service by not soliciting you.
There are certainly enough victims with unlimited long distance to take down this company so ignoring/blocking seems downright Orwellian to me. Really? We're just going to passively submit and go with a block list or however we manage ignoring an endless stream of unwanted phone calls day after day? Hell no! Unite or remain conquered. Answer/return every call - become well practiced at keeping these folks on the phone - or count yourself not amongst the free.
These ignorant people keep calling me over a debt that I actually paid off 10 years ago! I tried to tell them that this has been paid for, and they keep saying it isn't. What's ironic is the damn phone bill company that they say I supposedly owe money to isn't even in business anymore. And I DID pay the damn thing. Come on people, ya'll are low lifes.
yes, there is a limit (by law) on how many times a collection agency can call in a day, however, they do not follow these laws. I myself have been going through the same thing as this company has been calling me for months asking for a Jeff Martin. I am not Jeff Martin. Yesterday I had a call from 4433131381 and the auto system said that if I was Jeff Martin, press 2 which I did. At that time i was connected with a representative and told her to remove this number from her list as I was not the person they are looking for. She then ask me why I pressed to speak with a rep and I told her that if I spoke directly with someone maybe they would remove my name. She was absolutely the rudest person I have ever dealt with. After a few choice words from me she said goodbye and hung up. Then today, it started again from the 404 area code. This company buys write off debts for pennies on the dollar then tries to collect with interest which can be up to 14 years. Yes, I have done my homework and they are definetly a scam company. Report them to the Better Business Bureau from your state and also Georgia. Maybe this will put a stop to them calling and harassing. Good Luck
Hahahaaaaa.... These dumb muthafukkas actually think anyone is going to answer their dumb calls? Really? Android mobile, or Iphone... Download your free caller id blocking software of your choice and be done with Portfolio Butt Plug Recovery. Dumb as is < say fast all together . :-)