These jerks are trying to collect a debt that is in dispute with TRANS UNION.. I actually spoke with a woman at Portfolio Recovery and told her that Trans Union is investigating and she say well just pay it now and if its in error we will refund your money.. YEAH RIGHT! SCAMMERS..
Out of the blue last night, close to 7 PM, some guy calls, asking for me, but by my former married name. Man, I should've hung up, cos my heart starts banging away like it's trying to break out, but I correct him. Then, he drops a bomb, says he's been looking for me for 10 yrs cos I owe a bunch of money. I can't believe what I'm hearing, but when I express disbelief, he starts putting me down, then, I guess he's reading, starts rambling off stuff; credit card, car, something else, and he knows about the bankruptcy. Like my bad marriage, it's all in the past and I don't think about it. This was stuff from 15 yrs ago!! When I try to explain nothing's owed from the bankruptcy, he says; "You're not listening!" He says this 3 or 4 times, says the bankruptcy didn't take care of the debts. How does he know, I forgot what year it happened. Doesn't believe me when I say I don't recall what kind of car I drove then, and he gets sarcastic. "You don't remember what CAR you drove?" No. I didn't admit to anything, but each time he read off the amount I supposedly owe, I'm getting more confused, and he hammers away, patronizing, demanding my address, raising his voice. I even tell him to stop, and he says he's not being patronizing. I start giving my address, and, omg, he's suddenly hard of hearing, tells me to slow down, spell it, repeat it, demands I take the phone away from my face, it takes 15 min. I feel like I'm being beaten up. I was manipulated, bullied, patronized, and insulted. Then, with a sneer in his voice, he tells me to go get a job, and have a nice day. It wasn't til I hung up that I realized he didn't give his name or the company name. It showed on the caller ID; portfolioreddy 404-921-2521.
I won $1000 from these morons...they settled out of court because my lawyer ask for a jury trial...seems NO debt collector has EVER won a harassment lawsuit filed against them. They had to pay my lawyer $3500 fee, too.
Thanks, Portfolio Recovery Associates, you had to PAY ME! Haha!!!!! Laughed all the way to the bank.
This is Portfolio Associates (404-921-2521). Constantly call here looking for a M. Hamde. Have asked them at least a dozen times he has never had this number and lived at this address over 10 years ago. Advised would contact my attorney if I received one more call from them.
BEWARE! These people are a scam. They call me every day and have been calling my sister and parents on their unlisted numbers. I think they linked us together by facebook, because I never listed them as references or emergency contacts and we all have different last names! They are calling about credit card debt that doesnt belong to me.