These jerks are trying to collect a debt that is in dispute with TRANS UNION.. I actually spoke with a woman at Portfolio Recovery and told her that Trans Union is investigating and she say well just pay it now and if its in error we will refund your money.. YEAH RIGHT! SCAMMERS..
part of Capital One now: Cornholio Recovery Associates & Portfolio Recovery and other names, do not answer any number you do not know. If you answer, you have take a old change discharged or not and made it current. Be very Careful...
Capitol One screwed up by buying Portfolio. That have no idea what they got themselves into. Two years out they will lose their azzez on that deal. Oh, I'm a Droid too!!!! Buy your favorite mobile android powered phone or I phone. Download caller Id blocking software that tells these scumbags which way to screw themselves. Most apps are free and the ones that aren't cost very little. A cheap way to tell Portfolio Butt Hole Recovery to "GO PHUK YOURSELVEZ" I wonder what their phone bill cost. Has to be expensive.
Yes, I am. I can't wait for the next time these morons call me. I had a Chapter 13 that was discharged - all debts paid in full - in '99. These guys are calling me about one of those debts! They refuse to provide any proof or paperwork of any kind. I'm so glad I know who is calling from this number now; I speak three languages. That gives me two to play with when I answer the phone. I am sure it will be amusing! I have a friend who had someone answer his cell when a bottom-feeder like this was calling, and tell them it was a pre-paid and someone else owned it now. Just a thought. The more I can mess with these idiots, the better. Certified cease and desist is going in the mail today, too. Thanks to all who have contributed here! I do adore this website!
Forget about them verifying the so-called "debts" they are trying to extort money from you to "pay". I have a letter, right here, from one of their lawyers, the one who was appointed to deal with state attorney general offices -- Hah! what does that tell you??!! -- he admitted in writing that all they have is a print-out, they acqire a whole sheet of these written-off debt records, from banks we never heard of. So, they cannot provide any paperwork or proof, as you have asked them to do. All they can do is harass and intimidate people, some of whom don't know any better than to deal with the vermin. As for sending a certified letter to cease and desist, just know that they will not return the postcard receipt, but you can still prove they received the letter, via the USPS database, if the letter was sent certified.
Be aware that these pond-scum decided, in the lawyer's words, to "cease collection efforts" after the atty . general got in touch with them on my behalf, and therefore issued a 1099-C to the IRS. They lied through their teeth, claiming to have "lost" nearly $5000 on something they paid around $50 for. Luckily for us, our income is so low, the extra amount attributed to our income did not affect our tax refund. We sent a detailed complaint to the IRS anyway. BTW, these total idiots have called 94 times since they decided to "cease" collection efforts 10 months ago. We keep a log.