When you get a recorded threatening message saying you have to call by the close of business "today" and the call was made to you at 9:43 pm Eastern time, you have proof it's a scam.
he used the name Jack Williams, and said the was a sopeona out on us and he represented Critical resolutions Mediations Co. and was representing Great Plains Pay day Loans.
Consumers across the country report that they're getting telephone calls from people trying to collect on loans the consumers never received or on loans they did receive but for amounts they do not owe. Others are receiving calls from people seeking to recover on loans consumers received but where the creditors never authorized the callers to collect for them. So what's the story?
The Federal Trade Commission (FTC), the nation's consumer protection agency, is warning consumers to be on the alert for scam artists posing as debt collectors. It may be hard to tell the difference between a legitimate debt collector and a fake one. Sometimes a fake collector may even have some of your personal information, like a bank account number. A caller may be a fake debt collector if he:
is seeking payment on a debt for a loan you do not recognize;
refuses to give you a mailing address or phone number;
asks you for personal financial or sensitive information; or
exerts high pressure to try to scare you into paying, such as threatening to have you arrested or to report you to a law enforcement agency.
If you think that a caller may be a fake debt collector:
Ask the caller for his name, company, street address, and telephone number. Tell the caller that you refuse to discuss any debt until you get a written "validation notice." The notice must include the amount of the debt, the name of the creditor you owe, and your rights under the federal Fair Debt Collection Practices Act.
If a caller refuses to give you all of this information, do not pay! Paying a fake debt collector will not always make them go away. They may make up another debt to try to get more money from you.
Stop speaking with the caller. If you have the caller's address, send a letter demanding that the caller stop contacting you, and keep a copy for your files. By law, real debt collectors must stop calling you if you ask them to in writing.
Do not give the caller personal financial or other sensitive information. Never give out or confirm personal financial or other sensitive information like your bank account, credit card, or Social Security number unless you know whom you're dealing with. Scam artists, like fake debt collectors, can use your information to commit identity theft – charging your existing credit cards, opening new credit card, checking, or savings accounts, writing fraudulent checks, or taking out loans in your name.
Contact your creditor. If the debt is legitimate – but you think the collector may not be – contact your creditor about the calls. Share the information you have about the suspicious calls and find out who, if anyone, the creditor has authorized to collect the debt.
Report the call. Contact the FTC and your state Attorney General's office with information about suspicious callers. Many states have their own debt collection laws in addition to the federal FDCPA. Your Attorney General's office can help you determine your rights under your state's law.>
They continue to call even though I have asked them to stop. I asked for their address so I could send a cease and desist letter and they hung up on me 3 times. These people are rude and threatening I will not pay them a dime and I will get their address and post it here as soon as I find it.
Got a recorded message from Kimberly Marshall saying someone has reported serious claims against me and further action will be taken if I do not call the 404 number by the end of the business day. Good thing I doubted anyone would have reason to file anything against me and looked up the number. I'm glad I found this forum will several other people who got the exact same call. Helped me figure it out quickly. I wasn't even gonna post a comment once I got the info I needed, but then thought what if you all did the same. So here it is and I hope it helps someone else.
This Business is not BBB Accredited
Critical Resolution Mediation LLC
(678) 971-2759
PO Box 1605, Pine Lake, GA 30072-1605
http://www.criticalresolutionmediation.com
Rating: F on a scale of A+ to F
Factors that lowered Critical Resolution Mediation LLC's rating include:
10 complaints filed against business
Failure to respond to 2 complaints filed against business.
2 complaints filed against business that were not resolved.
BBB does not have sufficient information to determine size of business. BBB evaluation of business is based on rating formula's smallest size classification.
BBB does not have sufficient information to determine how long this business has been operating.
BBB does not have sufficient background information on this business.