I just got a call from this number. When I answered, a recording came on saying I can press 9 to have the interest rate on my credit card (it didn't say which one) lowered to 6%. Out of curiosity I pressed 9 and a seriously ghetto woman gets on the line, slurring her script so that I could barely comprehend what she said. I imagined attempting to hold an actual conversation with this woman, and decided to hang up. I was hungry and tired & about to leave work and just knew I wouldn't have the patience.