It is a company pretending to be called "Visa Mastercard Services" and talking about "lowering your rate" on "your account". They are not debt collectors, but are trying to get people's financial information. These same telemarketers call me day after day from various different telephone numbers using the same message. They say to press 3 if you don't want any more calls. I have pressed 3 many times but they continue to call. Sometimes I press 1 and get a representative and ask questions, but they hang up. I have told them I am on the do not call list, but they continue to call. I have tried screaming for them to leave me alone, but they continue to call. One time the telemarketer got mad that I yelled at him so he said he had my address (he gave it to me) and that he was going to my house to shoot me. They continue to call. I am at my wit's end with their terrible harassment.. Per the State, these types of telemarketers are untraceable.
Watch out for those one who say "Press 3" or Press 9" to be removed from the list. What you are really telling them is ...
"You have a live one ... a real person is answering the phone .. not an answering machine this time"
In addition to them using that data they may even sell it to others. If the call is of a suspect nature to begin with don't do that.
There are no problems currently with your account. It is urgent that you contact us concerning your eligibility for lowering your interest rate to as little as 6.9% your eligibility expires shortly, so please Center this your final notice press the number 3. To discontinue further notices or press the number one on your phone now to speak with a live operator and lower your interest rate. Thank you. Have a great day.
To piggy back on what you just said....I guess it is simple...do not answer if you do not recognize the number people! Unless you really WANT the aggravation that is......I don't and then I google the number....joke is on them! (and YOU if you answer:-)