I've been contacted by this company and OH BOY. The first time, I was informed that this was a legal office, NOT a debt collection agency. I asked for a bill, so that I could contact my old insurance company and see what happened. The agent said that it had been too long and they probably wouldn't be able to get that information. They did, however, send me their own bill on their own "letterhead" which didn't give me any actual information. After talking to a lawyer friend of mine, I sent them a letter that asked them to send me verification of the debt, aka a bill from the original owner of the debt. I sent this letter by certified mail, and asked that they also send me the verification by certified mail. I got the return receipt, and for a month, got no calls. Now, it's January, and they've started calling. I've been keeping a log of when they call, and the moment they get past the "This is David Reitman calling to collect a debt," I simply say that they need to send verification of the debt by certified mail, and until then, they need to stop contacting me, and then hang up. They've gotten pissy with me, and also offered to "make me a deal," but I've yet to see legal proof that I owe them money.
I just received a call from this office and thank goodness I did research on their "law firm" I informed them that the bill had been paid and informed them that if they sent me documentation I would handle it accordingly. Claudia (the woman who called me) informed me they had sent many letters and refused to send another one. I told her to loo up the info on their firm and that I was aware that they were committing fraud, she huffed and puffed and I hung up on her. I told her 3 times I had documentation that the bill was paid and she ept telling me to gie them money. Complete fraud.
The reason that shows a zero balance is because once you are sent to collections the account is zeroed out and written off. We can provide invoices from the date of service, that show your balance.
Before claiming Fraud, you should contact the client that the debt was owed to and make sure the debt was indeed payed, and that the monies were remitted appropriately. If you felt this was a fraud did you reverse the charges?
1st off, many letters, invoices and notifications had been sent to you, by both the client that provided service, the collection agency as well as the Law Office. Had you chosen not to ignore these communications, the account may have been within reasonable time limits to process through your insurance. When you received treatment you sign a financial responsibility form that clearly states whether the insurance pays or not, you are accepting responsibility. It is your responsibility to ensure that your insurance company provides that payment and unfortunately if you do not, you are the sole, responsible party and payment is due.
Then your issue is with the hospital for not providing accurate info and neglecting to inform us. You clearly stated its the hospital and not our offices fault. How can someone threaten a two-year old? That's ridiculous, and for the record that debt falls into the hands or the parent or guardian of the minor, so the debt essentially is yours.