This is the last time I am going to tell you, stop surfing the web while on company time (it is STEALING), and stop getting stoned during lunch because you don't make sense on the phone when trying to collect from our deadbeat debtors. I think you may need re-training, go see Sandy right now!
Sincerely,
Your Boss
Received VM message from a William Tinsley, who left only his number (stated to be 415-216-4681, whereas my caller ID shows his number as 415-216-4695) and no reference as to where he was calling from or what it was regarding. When I tried calling both of these numbers after office hours, I got their VM but in neither case did the recording identify the name or function of the company. Clearly, as explained in people's prior messages here, it's a bill collector. As with some of the other people who have written, he called several times in quick succession as if it were an emergency or something, which I imagine must be a successful strategy for him at times; if I did not have caller ID and had been home at the time I might have gotten worried and picked it up. I am curious as to whether anyone else here has tried following the previous writer's advice about calling and telling them to put you on their "do not call" list? Does that really work or does a response just encourage them? Thanks a lot for any feedback on this! -M. Drebber
Go to the website: http://www.weblocator.com/attorney/ca/law/b16.html
Prohibited Methods of Collection in California
Although most debt collectors operate in an ethical manner, some resort to abusive or fraudulent tactics to collect on accounts that are past due. Most states have very specific guidelines regulating what debt collection agencies can and cannot do when attempting to collect unpaid debts. The California Fair Debt Collection Practices Act regulates consumer debt collection practices. The purpose of the Act is both to prohibit debt collectors from engaging in unfair or deceptive practices and to require debtors to act fairly in entering into and honoring their debts. Consumer debts are defined as money, property or their equivalent owed from a person to another person or to a business entity based on a transaction that was primarily for personal, family or household purposes. A debt collector is any person who, in the ordinary course of business, regularly engages in debt collection on his or her own behalf or on behalf of others.
Under the California Fair Debt Collection Practices Act, a person who is collecting consumer debts cannot:
Harass the debtor or the debtor's family with frequent communication
Use or threaten to use violence or any criminal or unlawful means
Threaten to sell or assign the debt to another and falsely represent that the debtor would thereby lose any defense to the debt
Threaten that non-payment may result in seizure or garnishment of the debtor's property or wages unless such action is in fact planned by the debt collector and permitted by law
Use profane, obscene, vulgar, or willfully abusive language
Communicate or threaten to communicate with a debtor's employer unless such communication is necessary to the collection of the debt
Publish a "deadbeat" list
Mail any communication with words visible on the outside of the envelope designed to embarrass the debtor
Falsely represent the debt collector's identity
Falsely represent that the debt collector or the collector's communication is authorized by or affiliated with an attorney or any agent or official of the government
Mr. William Tinsley called me today on my job asking for my grown son. He stated that he works with Attorneys everyday and would sue me. Below is the State of California info on Do's and Don'ts of bill collectors. Write to the Attorney Generals office with your complaint as I did today. Together everyone he harasses can get him stopped if they all inform the Attorney General's office of his illegal practices. He had no right to inform me of my son's debt. Mr. Tinsley stated "He owes money here".
Go to the website: http://www.weblocator.com/attorney/ca/law/b16.html
Prohibited Methods of Collection in California
Although most debt collectors operate in an ethical manner, some resort to abusive or fraudulent tactics to collect on accounts that are past due. Most states have very specific guidelines regulating what debt collection agencies can and cannot do when attempting to collect unpaid debts. The California Fair Debt Collection Practices Act regulates consumer debt collection practices. The purpose of the Act is both to prohibit debt collectors from engaging in unfair or deceptive practices and to require debtors to act fairly in entering into and honoring their debts. Consumer debts are defined as money, property or their equivalent owed from a person to another person or to a business entity based on a transaction that was primarily for personal, family or household purposes. A debt collector is any person who, in the ordinary course of business, regularly engages in debt collection on his or her own behalf or on behalf of others.
Under the California Fair Debt Collection Practices Act, a person who is collecting consumer debts cannot:
Harass the debtor or the debtor's family with frequent communication
Use or threaten to use violence or any criminal or unlawful means
Threaten to sell or assign the debt to another and falsely represent that the debtor would thereby lose any defense to the debt
Threaten that non-payment may result in seizure or garnishment of the debtor's property or wages unless such action is in fact planned by the debt collector and permitted by law
Use profane, obscene, vulgar, or willfully abusive language
Communicate or threaten to communicate with a debtor's employer unless such communication is necessary to the collection of the debt
Publish a "deadbeat" list
Mail any communication with words visible on the outside of the envelope designed to embarrass the debtor
Falsely represent the debt collector's identity
Falsely represent that the debt collector or the collector's communication is authorized by or affiliated with an attorney or any agent or official of the government
Mr. William Tinsley called me today on my job asking for my grown son. My work phone number is on the "Do Not Call" list. He stated that he works with Attorneys everyday and would sue me. Below is the State of California info on Do's and Don'ts of bill collectors. Write to the Attorney Generals office with your complaint as I did today. Together everyone he harasses can get him stopped if they all inform the Attorney General's office of his illegal practices. He had no right to inform me of my son's debt. Mr. Tinsley stated "He owes money here".
Go to the website: http://www.weblocator.com/attorney/ca/law/b16.html
Prohibited Methods of Collection in California
Although most debt collectors operate in an ethical manner, some resort to abusive or fraudulent tactics to collect on accounts that are past due. Most states have very specific guidelines regulating what debt collection agencies can and cannot do when attempting to collect unpaid debts. The California Fair Debt Collection Practices Act regulates consumer debt collection practices. The purpose of the Act is both to prohibit debt collectors from engaging in unfair or deceptive practices and to require debtors to act fairly in entering into and honoring their debts. Consumer debts are defined as money, property or their equivalent owed from a person to another person or to a business entity based on a transaction that was primarily for personal, family or household purposes. A debt collector is any person who, in the ordinary course of business, regularly engages in debt collection on his or her own behalf or on behalf of others.
Under the California Fair Debt Collection Practices Act, a person who is collecting consumer debts cannot:
Harass the debtor or the debtor's family with frequent communication
Use or threaten to use violence or any criminal or unlawful means
Threaten to sell or assign the debt to another and falsely represent that the debtor would thereby lose any defense to the debt
Threaten that non-payment may result in seizure or garnishment of the debtor's property or wages unless such action is in fact planned by the debt collector and permitted by law
Use profane, obscene, vulgar, or willfully abusive language
Communicate or threaten to communicate with a debtor's employer unless such communication is necessary to the collection of the debt
Publish a "deadbeat" list
Mail any communication with words visible on the outside of the envelope designed to embarrass the debtor
Falsely represent the debt collector's identity
Falsely represent that the debt collector or the collector's communication is authorized by or affiliated with an attorney or any agent or official of the government