The recorded message said they "have received a complaint (about me)" and if I "want to know the nature of the complaint call 866-xxx-xxx or press 9" my complaint # is xxxxxxx. Very strange. I did not call.
Called to tell me I was being subpoenaed for an outstanding billing with Montgomery Ward and had my address and social security number. Every time I tried to get more information from them they would hang up on me.
They called me saying i had a debt with ADR bank prior to 2010 , they verified my address with me and told me i was going to be subpoenaed that i had to pay today to settle out of court, after getting nowhere with them on more information i told them i would called them in an hour with payment information, called my job and my co-worker confirmed it was a fraud...the name of the person who called me was Melissa Miller.
I got a call from the # yesterday. He told me I owed money from an account in 2003. When I asked from who he told me some company I never heard of. I told him he was mistaken and he said that company took over another company but couldn't tell what the other company was previously. He started telling me some of my personal information including my entire ss#. He then told me I would be prosecuted if I didn't pay and said I needed to give him my account # so I could start making payments. Yeah Right!! I told him I needed proof of who he was and his company and to send me paperwork through mail and if it was legit I would send a money order. He then started getting rude and raising his voice telling me I've had letters sent to my address numerous times and I never responded. He said that a money order was not acceptable and it had to be done electronically. He was very disrespectful. We went back and fourth and he finally got pissed and yelled that I waisted his time and he would turn me in to the courts and hung up on me. I called the # back and nobody answered. The name he gave me was Jim Jenkins and he gave me a # and he said he was from Alternative Dispute Resolutions. I looked the company up but could not find anyone by that name. I even looked up the # he gave and it was from Memphis tn, so I looked up law firms and tried to find it too. I'm sorry but if a company is trying to collect money they will accept it in any form and a real professional would not conduct himself the way this man did. You definitely won't get money out of somebody by being rude and yelling at them. Maybe he thinks that if he scares someone bad enough they will just give up their info.
One important thing to remember if these losers have any of your personal information such as your social security number, date of birth or drivers license make sure you register with identity protection notify the credit agencies as well as your banks!!
http://www.secretservice.gov/fraud_creditcard.shtml
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credit reports: Experian, Equifax, TransUnion
http://www.consumer.ftc.gov/articles/0155-free-credit-reports
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http://www.irs.gov/Individuals/How-Do-You-Rep ... aud-Activity%3F
go to the IRS.gov site and fill out the forms on this page that pertain to them, most likely form 14039
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How to see if your on the chex system list:
http://www.wikihow.com/See-if-You-Are-on-Chexsystems-List