The "good luck as this situation unfolds" line and the vanilla-sounding alias names for the reps strongly suggest a South Asian fake debt collector. If you really want to know how they've found you and Gramma and the neighbor's pet ferret, think back to when you or someone related gave away a pile of sensitive data to strangers through an online application form.
To be clear, this is extortion dressed as debt collection. The agents' horrid threats are empty and their conduct is illegal. As early as possible it's critical to determine if your collector is domestic or yet another South Asian faker. The former you can sue into submission; the latter tend to be out of reach.
My notes from October 2011 on payday loan and "hot check" collectors are linked below.
http://800notes.com/forum/ta-429fb24ec2162e3/ ... -numbers-here-2
See also this FTC alert: "Fake Debt Collectors"
http://www.consumer.ftc.gov/articles/0258-fake-debt-collectors
(former title: ''Who's Calling? That Debt Collector Could Be a Fake'')
The following will be useful if you have a US domestic collector calling, and will in general help you sniff out the frauds:
official FTC guidance and staff opinions on the FDCPA, PDF copy of the Act
http://www.ftc.gov/os/statutes/fdcpajump.shtm
CFPB Q&A on debt collection practices
http://www.consumerfinance.gov/askcfpb/search ... bt%20Collection
these people starting calling me today asked for email to verify who they are and why are they calling me , they told me i was doing bank fraud and that i was going to be served on tuesday at my job as well as arrest me, they had my employer info and i don't know where they got this from this is very scary.....Also ran their names under state bar for calif.
these people starting calling me today asked for email to verify who they are and why are they calling me , they told me i was doing bank fraud and that i was going to be served on tuesday at my job as well as arrest me, they had my employer info and i don't know where they got this from this is very scary.....Also ran their names under state bar for calif.
Got a call from one of these numbers on Saturday again so I let my brother who works with Police yell at them stating if they keep calling me he will report them try going to http://www.ic3.gov havent heard from them since.
I also recieved a call from this number yesterday, which was a holiday. When I came into work this morning I found two messages on my machine saying that I will be arrested if I didn't call back.