Left a message saying they wanted to lower my home mortgage interst rate. They didn't leave the name of their
company - caller ID only showed phone number.
The FTC says upfront fees for mortgage relief services (mortgage loan modification, etc.) are *ILLEGAL* here http://www.ftc.gov/opa/2011/02/mars.shtm which states "As of January 31, 2011, companies that offer to help homeowners get their loans modified or sell them other types of mortgage assistance relief services are no longer allowed to charge up-front fees."