Sam Curtis called our home line saying that my husband owed $976.85 and was being sued by North East fabrication company for lawn maintenance. My husband has never done lawn maintenance for this company only for our rental properties that we own. I am glad I googled this phone number, now I know not to answer it again.
All debt collectors are required by law to send you a DEBT VALIDATION. This is sent through the USPS ONLY (email, text, faxes, carrier pigeons, smoke signals...none of those count) and state when you incurred the debt, to whom you owe the original debt, and how to proceed should you not recognize the amount.
This must be sent within 5 days of the first time the company attempts to contact you.
REAL DEBT COLLECTORS SEND THIS. Scammers do not.
A few other things to know-
-You cannot be arrested for ordinary debt in the United States.
-Process servers do not call in advance. They only get paid if they deliver you papers the court (not a private company) has ordered be delivered, and if you flee, they don't get paid. Therefore, they do not call ahead of their arrival.
-Likewise, officers do not call you to tell you they will be arresting you. Why would they?
http://www.consumer.ftc.gov/articles/0149-debt-collection
This link contains all the rules debt collectors must follow, and includes links where you can report criminals who choose not to follow the law
What types of debts are covered?
The Act covers personal, family, and household debts, including money you owe on a personal credit card account, an auto loan, a medical bill, and your mortgage. The FDCPA doesn’t cover debts you incurred to run a business. So did you see that from the FTC? this law does not cover a debt that you incurred to run a business.....
NIce try SCAMMERS!!! Did you really think you were going to scare me by shouting? It may work with seniors or your less seasoned young stay at home moms (no offense) but you really need to sharpen your claws before you come at me you dumpster diving scumbag! Then you have the gall to get pissed when I'm done with you and say my peace and hang up. You call back just a bit louder? Hey meathead, I have the time ...bring it! You will get nothing from me but more of the same on a higher level!!!! Fangs out [***]! Now take your drippy dicks back to the free clinic and get your shots you have a rash from all the people you keep stickin your thimble in !! Dirty lil peanut you!! Now go away before you end up in a wood chipper just sayin