Called me...automated message asking to press #9 to lower credit card rate. Pressed 9 and then talked to a guy who was basically trying to get my credit card info. BEWARE!!! major scam
THIS IS A SCAM!! THIS IS A BOILER ROOM OPERATION!! Receive calls daily and I'm on the DO NOT CALL REGISTRY. Comp calls themselves CREDIT CARD SERVICES claiming to represent VISA, MC, DISC and various Banks such as Citibank, Chase, Wells Fargo, etc. Comp claims to represent my card issuer while attempting to pry information from me on who my card issuer actually is. Deal is for them (for a one time fee) to negotiate a lower APR from my card issuer. That you can do yourself for free. IF they succeed you pay them monthly the difference between your original APR and the lower APR. For example IF they lower a 15% APR to a 6% APR you pay them 9% (the difference) and the Bank 6%. Bottom line you are still paying 15% APR. What is the sense in that??!! When I pointed this out on one call THEY HUNG UP. When I told them I could negotiate a lower APR myself for free on a second call THEY HUNG UP. When I asked on a 3rd call for the Reps name, location, real company name, etc THEY HUNG UP. I file a report after every call with the DO NOT CALL REGISTRY for violating my privacy
I receive calls from this number at least 3 times a week. I usually hang up. Today I decided to press 9 to get a live person to ask them to "please remove me from your list". Upon hearing this the gal on the other end just hung up!! I don't know how to get them to STOP! when you call the number back you just get a sound like a English Ambulance.