Ok people.  They are a total scam.. They called me last month from a different number.  I must have called them back 4-5 times telling them that I wanted to know the "charges" against me and to have them fax them over so I could have any Attorney look over them and see what could be done to solve the matter.  They refused to give me anything and said I would be going to "Jail" in the morning.  Needless to say, that did not happen of course!  I also told them at that time that I had contacted the FBI and the California State Attorney Generals Office.  The calls then stopped that day.  They have called me 3 times so far this morning.  I have already reported it to my local police department.  I also called the Lake Tahoe, CA  Police too.  They informed me that I needed to make a report with local law enforcement and that the local police will contact them.  I think we should all make some type of group effort to put these people out of business.  What they are doing to us all is not only ILLEGAL, but immoral too!  From some of the post I have read, some of you are really scared.  Don't be.  You can always contact your bank to make sure that you do not have any unauthorized charges.  I went as far as closing my account and getting a new account number.  Which gives me peace of mind.  We should all start calling them at the same time and let them know we are not going to be intimidated by them.  Demand they fax us LEGAL paperwork and so on!!