I applied for a loan and I was approved. While I still had this loan out this 909-999-5184 number called and told me I was approved for $1000 into my banking account. I felt suspicious so I googled and it came up that it was a scammer number. I called back and pretended to be oblivious and asked if there was any type of fees to get the money into my account and they said yes that I had to send $198 via money gram. I knew then it wasn't right so I told them I wasn't interested and he insisted that I go ahead with it. THEY ARE SCAMMERS, BE CAREFUL!!
Advance fee loans are illegal period and in some states, so are the payday loans. Please be aware the scammers may also claim down the road that you have taken a loan and try to extort money from you that way as well!
http://www.nw3c.org/
http://www.ic3.gov/default.aspx
http://www.fbi.gov/
https://www.ftccomplaintassistant.gov/#&panel1-1
https://esupport.fcc.gov/ccmsforms/form1088.action
http://www.consumerfinance.gov/complaint/
http://www.fraud.org/
http://www.stopfraud.gov/report.html
Tip off FBI about this extortion attempt by filing form at: stips.fbi.gov/
Thery said I was going get back everything plus 500 for the inconvenience so should got 2600 bucks this am took all my money I was saved for vacation next month now I have .74 cents in my account after yesterday really nice
Sorry you got scammed.
It is unfortunate that there are some scammy shills posting in this thread as well.
Read this:
"It is illegal for companies doing business by phone in the U.S. to promise you a loan or credit card and ask you to pay for it before they deliver."
http://www.consumer.ftc.gov/articles/0078-advance-fee-loans
If you or a friend need a loan, you really should read this:
http://www.consumer.ftc.gov/articles/0153-choosing-credit-counselor
In fact, the more you need the money, the more urgent it is to read that information!
Protect yourself!
Recognize that NO legitimate company is going to offer you a loan, without their doing some background / credit checks on you, and they WILL generally need a snailmailed, signed contract.
If you or a friend fell for the scam, please try to educate your other friends. The only way to stop these scams is to cut off their source of money!