I always answer and have fun with them. I tell them I love paying high interest because its good for the economy just like I never claim exemptions on my taxes because I love paying more. They always hang up on me.
That's one way to get rid of them but I have another way. I just tell them I don't have a credit card because my credit is so bad the bank not only refused to give me one, they also closed my checking account. They hang up without so much as a good-day
Received a phone call from 262-346-1066 that came up on my caller ID as "Final Notice" but they wouldn't answer when I said hello. These annoying calls are a nuisance and I'd love to have someone on the other end answer! And about a month ago I received a call that started out with the area code followed by "000" then the four digit number, couldn't call that number back either. WTH is going on? Fraud no doubt but it's annoying as hell.