First of all people be smarter than the person that is calling you. When they tell you they have received your loan application tell them great. Tell them you have three checking accounts and ask them to verify which account they will be depositing the money in because you do not remember which one you wish it to be in If you really have been approved they will have the information. Ask them to email the papers you need to sign etc. IF they can not do any of the above then it is fraud and they are fishing for information from you. ANY real loan you should never have to pay anything upfront for. Banks make their money with finance charges etc not with upfront payment to process or other [***] like that.
I was called and told that I was approved for a payday loan that I didnt apply for , I told them I never applied for it and they hung up on me. Tryed to call them back and they rejected the call.
Message saying I was approved for a loan. When I saod how did you get my number I never apploed for a losn. He hung up on me. Called back and was disconnected.