Funny, $530 is exactly what they said they would "settle" with me for. The # they called me from is 405-569-6003 which comes up as Mill Valley, CA. I called these people back a few times just to mess with them. It felt good. I pretended like I was still researching the debt but really I just wanted to hear them stutter and fall over themselves. Eventually they would hang up on me after putting me on hold. I told them I went to their web site and it looks like a four year old did it and the woman put me on hold to "research the web site I'm referencing". Haha. All of a sudden they don't know about their own company's web site? They're not real bright and I hope karma comes back on them big time.