These statements are all too familiar. I just received the exact same call regarding the exact same scenario pertaining to a returned item from my bank back in 2002. I did however have a check from back then although it must just take these people a couple of strokes on a keyboard to access these things. The lady's name, supposedly who I had talked with was Julie Walker. It was the exact same phone number as well. I actually gave a lady my debit card number and made a payment arrangement with her although after spotting everyone's comments on this web site I called my bank and cancelled out my card. A person try's to do the right thing and pay off an old debt and it turns out to be a grip of people trying to steal from us. Right before Christmas too no less. These people are sick.
I actually arranged a payment plan with this organization but shortly after getting off the phone with them I noticed your comments on this site. I did give my debit card # although no account # or routing #, so I called my bank right away and cancelled the card. Today I recieved a written document in the mail from this place stating the agreement of which I made with them. It looks as though they expect me to sign it and send it back, Good luck with that. I am seriously thinking about just taking it to the police. The address on the form is 10 Four Seasons Place STE 1000
Toronto, ON M9B6H7
Same phone number but this time they gave me a fax number as well. (888)263-3519.
I have gotten this same message every other week. same scenario, same message. looks like their 48hrs threat extends weekly :)
Also i dont write checks. who writes checks now a days? Im still on the same set of checks my Bank gave me, I dont even have a name or address on them! electronic billing for the win!
I got a message from them too. They bough debt older than 7 years and are still trying to collect. I need to get this stricken from my credit report. Don't answer and don't call them back
I received a call today, they left a message, I could not understand the name they asked for but a prerecorded voice came on saying (Hello, my name is Walter Goodman, I am with Portfolio Consulting Group, I am calling regarding a returned item from your bank. He said I had 48 hours to reply gave me a number to refer to and asked me to text him back).
1st - California statute of limitations on suing you for a bad debt is 4 years.
2nd - You owe a debt as long as you owe a debt; however, it can not be collected after 4 years.
MY ADVICE TO NOT ANSWER OR RETURN THIS CALL...THERE IS NOTHING THEY CAN DO. THEY HAVE BOUGHT SOME BAD DEBTS FROM A COMPANY OR COMPANIES AND ARE NOW TRYING TO TRICK PEOPLE INTO BELIEVING THEY HAVE TO PAY.... These are just scare tactics.
Check it for your self at http://credit.about.com/od/statuteoflimitations/a/solfaq.htm (go down the page to State List of Debt Statute of Limitations)
Got a voicemail left on my house phone stating "Hello my name is Walter Goodman. I am calling from Portfolio Consulting Group in regards to a returned item from your bank. When contacting our office please have your case number avail (insert random numbers). We have 48 hours to resolve this issue. Failure to comply will result in the complaint to be formalized with your residing County" Called my bank...all is well. Not calling back!