These statements are all too familiar. I just received the exact same call regarding the exact same scenario pertaining to a returned item from my bank back in 2002. I did however have a check from back then although it must just take these people a couple of strokes on a keyboard to access these things. The lady's name, supposedly who I had talked with was Julie Walker. It was the exact same phone number as well. I actually gave a lady my debit card number and made a payment arrangement with her although after spotting everyone's comments on this web site I called my bank and cancelled out my card. A person try's to do the right thing and pay off an old debt and it turns out to be a grip of people trying to steal from us. Right before Christmas too no less. These people are sick.
Anyone who tries to get you to pay a debt and who will not send a debt validation letter and documentation showing original contract with your signature is a scammer.
Received letter and phone call also from this company. They said I have till today to Friday to make a payment or else they will see me in court. I owe a debt to loan.com for $1500. They do not have the original creditor no more. He yelled at me and hung up after I said that I need proof of valid debt.
Do not pay anything unless they first send you a debt validation letter - which is required by law (the FDCPA), and which would show the original creditor, amount owed original creditor, date of last payment, and if they are legally entitled to collect said debt in your state. Since they refuse to give you proof that shows you do owe this debt to them, you can tell them next time they call that they have violated the FDCPA, you are recording their calls (even if you're not) and that you've reported them to the FTC and your state's Attorney General.
I have been called several times by this 720-588-9868 number stating I had 48 hours to pay in full or I will be going to court & will be responsible for paying attorney fees, court costs, etc. I also just recv'd a letter stating I have 10 days to remit payment....etc.
I do not know whether to reply or not ? Any advice ?
I recv'd many messages from the same number, (720) 588-9868 demanding payment in full w/in 10 days or I must go to court. Today, I recv'd a letter giving me 10 days to pay or they will sue me, etc. It says it i for a credit card I ad & did not pay (which I think is true), but says " We DEMAND you not contact the former creditor for any reason".
I do not know if I should write them and send copy to FTC or what.