These statements are all too familiar. I just received the exact same call regarding the exact same scenario pertaining to a returned item from my bank back in 2002. I did however have a check from back then although it must just take these people a couple of strokes on a keyboard to access these things. The lady's name, supposedly who I had talked with was Julie Walker. It was the exact same phone number as well. I actually gave a lady my debit card number and made a payment arrangement with her although after spotting everyone's comments on this web site I called my bank and cancelled out my card. A person try's to do the right thing and pay off an old debt and it turns out to be a grip of people trying to steal from us. Right before Christmas too no less. These people are sick.
They tried this with me for a debt with JCP/GE capital. CC debt statute of limitations in Iowa is 10 yrs, however, debt buyers fall under unwritten contract statute of 5 years . IA supreme court ruled on this in 2011 in Portfolio v. Feltman. Ha Ha try n sue me cuz I dont have a contract with this company n their time was up in 2009. Tje statute timing starts when last payment is received by the original creditor. They're now xalling from 720-588-9868
Now the "portfolio consulting group" address 1600 broadway suite 1600 in Denver, Colorado is sending out fake debt collection letters demanding to pay a certain amount stated. Phone# listed is 720-588-9868.
I received the same letter saying I owe a company I've never heard of called loan.com and can't find anything on online.
They say do not contact the original debtor. Any legal firm would be ok with contacting the original creditor
Threatening legal if not paid in 10 days!!
Scam!!