I am getting so tired of these (explicit) people always calling me at all hours of the day. I have NO debts. Old or new. I have told them that I have no debts, except mortgage and car payment. I have blocked over 55 numbers from this scam group. When I did answer a few calls they never once asked me for my name, just said you owe money for outrageous debts and I said for who? Then they hang up. Quit calling me.