Good for you Roger. You can do that if you go to a no-name, no-brand college which charges $75 per credit hour. Now try going to a university which charges $350 PLUS per credit hour for in-state tuition and $1200 PLUS per credit hour for out of state tuition. So please don't tell me you did that all on your own without the help of living in Mommy's basement and eating her groceries.
The call is from Navient and keep asking someone who previously owned our number. I think that was last decade since we owned this number almost 10 years now. I have no idea what they want.