Starting receiving calls last week (Jul 2010). I have never done business with them. I have zero credit card debt and no mortgage, no loans of any type. I am completely debt free. The name they have is not my name but someone apparently gave them my phone number. They just keep calling asking for someone I have never heard of. I have told them that they have the wrong number to no avail.
Caller ID "Florida" "786-217-9720"
If the call goes to your recorder they leave a message to call "866 649-3060". They give no reason for the call.
These people are way out of control. My son applied for this as a student card. The limit was $150. I felt that was a safe amount I could pay if he coudn't keep it up. The next thing I know, the bill is over $1000. Who gave him that limit?? The interest is so high on the card that I've been paying $50 per month without charging on it for a year and his baance is still $800. I paid the bill this month but they still continue to call my house, his cell, my other son's cell (goodness knows how they even got that number) I am so sick of these people. They are truly scam arist. They called a total of 15 times today and never left a message. I found this site to see if I could figure out who the heck it was. Now I see I'm not alone. But the worst part is I already paid the bill this month. They have not cashed the check, but not my issue! I tried calling the number, but I just get a fast busy signal.
My daughter has the account - they are calling MY home and cell numbers and ignore the fact that I tell them it is not my account and not to call my cell and home phone - she went over her credit limit and paid late for the first time ever and has had the account for a few years - She is a college student - they started the account w/ great terms - low interest, not too high a credit limit etc etc - they raised the interest to around 30% w/ no warning - they are aweful - and the calls started the day after I made a $150 payment myself and then they wanted to know if they could just take a payment out for the rest since they had the account info already from the payment I made!
Credit card reform has not gone far enough and came way too late!