Who called from 8642364365

This is a common ploy by criminals masquerading as debt collectors who are attempting to extort money from people by scaring you into believing that you will be criminally charged, go to jail, lose your driver’s license, have wages garnished, be sued, and a variety of other variations on this,  all for an alleged or nonexistent debt.  One of the tricks they use is to call your work place, friends, or relatives repeatedly in an attempt to shame you into paying.  They also use the “process server” ruse who calls and claims he is going to serve you, but then says you could avoid it by calling another number

Federal law (FDCPA) requires them to send you a letter (US MAIL ONLY) within 5 days of their first contact that contains their name, physical address, the creditor’s name, and the amount of the alleged debt.  It also must contains “mini-Miranda” telling you that it is an attempt to collect a debt and that all information will be used for those purposes.  The one other important thing that this letter must also have in it is that you have a right to dispute the debt within 30 days of receipt of the letter and if you do so, all collection activity must be stopped until the debt is verified.
Read up on your rights here, get template letters to send and also make a complaint at this government site: http://www.consumerfinance.gov/

Also file a complaint with your State Attorney General's office.
List of State AG’s offices:  http://consumerfraudreporting.org/stateattorneygenerallist.php

These people called looking for my DEAD sister. He wanted to look up the obit just to "make sure I was telling the truth."

So---what were they going to do, if you weren't?  Jerk.

The audacity of debt collectors has reached a new low with this one.

Hard to believe someone would try something like that.  Just another case of lawyers going into debt collection and not properly training or supervising their employees.  Ed Overcash strikes again!  Jeezsus!

http://www.overcashlaw.com/
Mr. Edward H. Overcash Jr.
37 Villa Road
Suite 507
Greenville, SC 29615
855-803-9846
Reach Us by Fax:
864-233-5588
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Law Offices of Mr. Edward H. Overcash Jr.LLC
Phone: (864) 233-5800
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37 Villa Rd Ste 507, Greenville, SC 29615
[email protected]
http://www.overcashlaw.com
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