You can also send a certified signature required, receipt requested letter to them that tells them to "cease and desist all communication per the Fair Debt Collection Practice Act". It must have that phrase in it. Make sure your account number and all that information on it so their can be no excuse for them not to comply. They may contact you only once more after they have received the letter to let you know what their intentions are. If they contact you past that one time after you have received notification that they got the letter, then they have opened themselves up to lawsuits and fines.
I have the same problem as amanda. several calls a day, but they hang up when i answer. If i don't answer, they don't leave a message. got to block that number.
Call the number back that is calling you and ask who they are trying to reach it they maybe looking for someone else. Thats the only way to stop the call because if they dont know they are calling a wrong number they cant make it stop.
So everyone knows....the person posting messages under the name 2424, IS Edward Sloan and Assoc.!! Legally, you are not required to pay a bill that your doctors office mistakenly did not file with your insurance or if the statute of limitations has expired as that is the doctors billing office's responsibility, not the patients. KNOW YOUR RIGHTS! Do not let these people bully you into paying medical bills you are not responsible for. If the doctors office didn't file it correctly, it's their problem and they have to eat it. They will try to threaten you with a lawsuit and bad credit ratings, both of which do not work as they know it will cost much more to go to court and they will lose because they were negligent in the filing of the claim. PROTECT YOURSELF AND YOUR FAMILY AND KNOW YOUR RIGHTS AS A PATIENT!
1. Doctors file insurance as a courtesy, they dont have to file it. It is actually up to you to follow up and make sure your ins. co. paid. If they dont you have 90-120 day to file an appeal if you dont then your stuck with the bill. More than likely if the doctors office messed up they will make it right. But once it goes it to collections....theres not much you can do.
2. I was just letting them know how to stop the phone calls. I get calls myself from them. Now I did owe a bill, however they were nice enough to remove my cell phone when I asked them to. Commen sense, if you dont call and let them know that the number is bad you will just keep getting calls.
3. As far as me being Edward Sloan ha ha ha Come on thats a company like they would have time to be on here. I found this site when they were calling me and was trying to be helpful to others. I do know the laws VERY WELL.
4. If there is a big enough balance I have seen the origional creditor file a judgement. As far as the credit goes. MEDICAL DEBT DOES EFFECT YOUR CREDIT. And its even worse now cause there are sooooooooo many people not paying their medical debt. Personally, I went to re-finanace my house and I had a 75.00 co-pay charge that I must have forgot about ( I have 5 kids medical is the last thing on my mind sometimes) they made me pay that before they would allow me to re finanace my house.
5. I dont agree with the way the law are set up. I think doctors office should be MADE to file ins!!!!
Edward Sloan has called me for almost 6 years now over a medical bill that was paid. The medical services were provided in 2003! Years ago, i asked for the back up as you are required to do under the federal credit reporting act in order to get the incorrect information removed from my credit report. Of course, Edward Sloan was unable to provide the backup at which time i sent another certified letter and told them to remove it from my credit report and and said they would remove it and quit calling me as they are required to do. All of this was done AFTER the statute of limitations had expired anyway. i am an attorney and i've just about had it. i think i will file a complaint with the Texas Attorney General and see if i can put a stop to this. This is ridiculous. If anybody has any other suggestions i would gladly accept them.