In a different, and agonizingly long thread, "Burned" stated s/he ignored the phone call(s), and later ignored the delivered documentation (summons?), because s/he did not like the looks of the person who delivered the documentation.
Posters in that thread asked for proof ... eventually, "Burned" provided the link, as above.
So, we have an example of a person who ignored written letters and (summons?), and did not appear in court to provide a defense. Now, "Burned" is posting statements that the calls were legitimate (no proof there), the letters were ignored, and the (summons?) was issued but ignored.
>> You can't come running to a complaint website and blame everyone else for your lack of due diligence <<
Exactly. "Burned" seems to want to ventilate ... at length ... suggesting the regulars are at fault for stating a mere phone call is not legally sufficient proof of debt. When, in fact, "Burned" is at fault for ignoring the truly sufficient proofs of debt.
Hopefully this thread will not grow to the size of the other one, as all arguments seem to have been made.
Bad advice. They don't hate calling you believe me, you are just one of many calls they make each shift. I wouldn't offer them any money, UNLESS you are applying for a loan from the bank, and your bank forces you to clear the debt ( if still on credit report).
Rogers never gave them your number lol they got it from your credit report, people at your old addresses, your old coworkers, family, or even your social media profiles. They spend half their shift looking for your info in a process called tracing. WATCH what you post online.
I got two calls and then a supposed legal letter from these people. At first I assumed it to be a result of identity theft. However, they could give me no identifying information that would have been valid at the supposed time of the debt. In point of fact I wasn't even residing in Canada at the time. They claim a debt owed to Canadian Tire, but Canadian Tire's financial group knew nothing about it when I called them. Nothing is on any of my credit reports, so as far as I can tell, the fraud doesn't extend beyond MAC Financial. There's no way to file a fraud report with the credit bureaus, because they have no record of a claim, nor any information regarding the claim that could be demonstrated to be false. They haven't even provided an account number that could be checked against Canadian Tire's own records.
I have no information other than the name of the company (who used an untraceable number to call me the second time) and a law firm, Rivard, Kehoe LLP, to give to the police either, so there's little I can apparently do except wait and see what, if anything, they attempt next. I did call Rivard, Kehoe LLP and they confirmed they were retained to send the letter but refused to give any further information regarding the supposed debt. In their letter they didn't use the legal name of Canadian Tire, and made various claims that are untrue in terms of legal recourse in cases of unsecured debt, which leads me to believe the law firm is at least aware that the claims are fraudulent.
Mr. Bell was extremely rude and aggressive at first, then became very defensive when I asked questions such as the address at which the debt was incurred, the ID type and number used to obtain the card, the birth date of the person who incurred the debt, etc., and finally hung up on me when I said that he must be calling the wrong person, and with the information he was able to provide there's no way for him to identify me positively with the debt, while I can quite easily demonstrate that it would have been virtually impossible to incur debt 1200 miles from the nearest location of the store in question.