In a different, and agonizingly long thread, "Burned" stated s/he ignored the phone call(s), and later ignored the delivered documentation (summons?), because s/he did not like the looks of the person who delivered the documentation.
Posters in that thread asked for proof ... eventually, "Burned" provided the link, as above.
So, we have an example of a person who ignored written letters and (summons?), and did not appear in court to provide a defense. Now, "Burned" is posting statements that the calls were legitimate (no proof there), the letters were ignored, and the (summons?) was issued but ignored.
>> You can't come running to a complaint website and blame everyone else for your lack of due diligence <<
Exactly. "Burned" seems to want to ventilate ... at length ... suggesting the regulars are at fault for stating a mere phone call is not legally sufficient proof of debt. When, in fact, "Burned" is at fault for ignoring the truly sufficient proofs of debt.
Hopefully this thread will not grow to the size of the other one, as all arguments seem to have been made.
received letter from MAC stating we owed 769.44 also said they'd give us a break of 50% off if we paidd ASAP. The company they " bought" debt from has been out of business for a couple years. We were never sent outstanding account letter from that company. When we cancelled our contract we assumed all was done. Then 3 years later MAC Financila Company sends us letter. Spoke to Chris by phone he stated " pay what you can" which I thought odd. By the time our conversation ended he rudely threatened that within 1 month they would send account to be listed with credit reports. Can the company do this? Should we pay at all? I'm am very upset with these people. Just plain old bullies.
DO NOT PAY these guys a single cent unless you want them calling you for next 6 or 7 years because you will renew debt by paying. They will not sue you unless your debt is massive, still on your credit bureau, AND you have property in your name. They almost never take debtors to court because it's such a long and expensive process, and there is no guarantee they will receive their money.
Hey Lindross
Every month I get at least one phone call from these guys. I saw in your post that they will not pursue court unless it's a large amount. The letter they first sent me stated I owed an amount of nearly $8000 on a very old debt. I do not own a home or have anything else they could take. Because of the amount however I'm afraid they may try. Do you think they will keep pursuing me. I have not responded to them however just today they called me on my cell and also called my work. Not sure what to do I think the debt comes off my equifax report next year. Any advice, thoughts?
If the account is more then 2 years old they can not fight you in court. If the account they're trying to collect on is not older then 2 years old; then yes they can. Also they are only allowed to call your Work place once. anything more then that is a breach and can be report to the BBB.