In a different, and agonizingly long thread, "Burned" stated s/he ignored the phone call(s), and later ignored the delivered documentation (summons?), because s/he did not like the looks of the person who delivered the documentation.
Posters in that thread asked for proof ... eventually, "Burned" provided the link, as above.
So, we have an example of a person who ignored written letters and (summons?), and did not appear in court to provide a defense. Now, "Burned" is posting statements that the calls were legitimate (no proof there), the letters were ignored, and the (summons?) was issued but ignored.
>> You can't come running to a complaint website and blame everyone else for your lack of due diligence <<
Exactly. "Burned" seems to want to ventilate ... at length ... suggesting the regulars are at fault for stating a mere phone call is not legally sufficient proof of debt. When, in fact, "Burned" is at fault for ignoring the truly sufficient proofs of debt.
Hopefully this thread will not grow to the size of the other one, as all arguments seem to have been made.
According to what everyone else has to say, calling these people back and admitting to the debt is the worst thing to do as it opens up the window (time frame) for them to keep collecting. The way I see it, Equifax told me that it will be coming off my report sometime next year. Since my last post they have not called me back but I assume they will. Note: When I received the first letter from them it stated that I had a set amount of time to get in touch with someone at their office or it would be going to court. This was months ago and yet nothing. I will keep posting on here until this is resolved somewhat.
My partner received the same letter over a year ago. They quit calling for a while and just started calling again this week. No legal action and the debt is out of statute.
So Im a bit confused. I spoke to someone at Equifax today and they told me the debt does not come off your report in Ontario for 6 years. Meaning I will still have this debt until 2018. However I know the account I had with original company "___________" is over 2 years old. So what happens??????
Ryu...No, you've received poor advice that window only re-opens if you actually pay them (4 more years i think?). Verbally admitting to a debt doesn't do anything to you. At the end of the day, they hate calling you as much as you hate being called by them. Just throw a number at them, claim financial hardship and hope they will take a low percentage to get it off their books. GET EVERYTHING ON PAPER. Some of them are slime balls.
I want people to know that Rogers sells your mobile phone number to anyone. I'm sure this is an invasion of my privacy. I have not given Rogers permission to give my number to anyone.