Received a call late in the evening from 972-661-3744... caller ID reads Dyke O'Neal, Inc. Didn't answer, they left no message. Area code 972 is Dallas, TX. When I called back, there was a recording that stated they were a debt collection agency. Upon further investigation, this company is located in Addison and Arlington TX, and their website (http://www.dyckoneal.com) states they are a Nationwide Purchase and Recovery of Real Estate Deficiencies, Liens and Promissory Notes. It must not be too important if they can not leave a message.
Dyck Oneal is a debt collector. they participate in the home savers program. If you refinanced one or more of your mortgage payments to get back on track with your mortgage they are probably looking for your payment- most likely it is a very small payment - mine is 6 dollars a month - i would not want them to forclose or hit my credit over such a small payment- best to respond to them.
I don't have a mortgage or in dept at all yet they called me. I picked up and said hello, and waited to silence on the phone, I gave 10 sec count then hung up and did a search .