I have no debt other than a current home loan. The message they left was very odd and computer generated. The names were all left blank, and it felt like it was a scam of some sort. I have no doubt that they do not operate on the up and up!
"It seems to me that most of these "posters" don't understand that a collection agency has to follow the guidelines set forth by the FDCPA (Fair Debt Collections Practice Act) which is governed by the FTC (Federal Trade Commission). A collection agency can't legally disclose the reason for the call or give any information to indicate that it is a collection agency because of something called third party disclosure. I'm sure the majority of these "debtors" would not appreciate their co-workers and family knowing they are debtors who choose to leave their bills unpaid forcing hard working companies to hire professional debt collectors to contact them for resolution of the debt. Remember without collection agencies we would all pay more for basic services, especially in the medical community -- it is because of debtors that we are forced to pay inflated prices on many goods and services.
Yeah. . that's exactly the problem that I have. Their disclosure to a 3rd party, which as you seem to know violates the fair debt collection practices act. They don't even have dealings with me anymore, yet they still disclosed my information. This is why I am reporting the company to the attorney general as we speak.
For the record though, there's that whole. . law of supply and demand thing that causes inflated prices for goods and services. In addition to Americans being greedy ba$tards who can't seem to master the ideas of conservation, moderation, recycling, renewable resources. . any of the things that would easily lower costs.
You sound an awful lot like someone who works for one of these slime-ball type of establishments.
"...Thanks debtors!"
Guess what, [***]? When you ARE the first party - those third party disclosure laws don't apply. When I am the person you are looking for, and you tell me you refuse to say what the acronym in your company name stands for - I have every right to tell you to [***] off.
There are many MANY people with Hispanic names. Whether you like it or NOT, Hispanics are the 2nd population and it will be or it may even already be the majority of the population, so you either employ Hispanic people who knows how to pronounce correctly the FIRST and Last name of the person that they are looking for OR they are just not going to find the correct people like in the case of HERBIRTU instead of HUMBERTO and don't even try the last name.... RAMIREL instead of ROMEROL.... just TOTAL and ABSOLUTE IDIOTS.!!!! It is time to get UPDATED and HIRE SPANISH SPEAKING PEOPLE and PAY THEM what THEY DESERVE!