I received a call from a Montgomery James at Delphia Solutions on Jan. 24, 2008 stating that I was approved for a $5000 debt consolidation loan but b/c of my crdt score needed to submit a $800.00 collateral pymt through Western Union to a Keith Blair. I did that and once they received my funds said that I needed to send more on Feb. 4th. I told him to cancel the agreement I faxed back to him and refund me my money. After a heated argument, they told me I would get my refund in the mail in 14-30 days. It is now April 22, 2008 and I have gone through my crdt union's fraud division to obtain my money from them. I called the FBI but b/c the money was not a subtantial amount they said they could not do anything. Also once I emailed them at
[email protected] and told them I had contacted the FBI they blocked my number from calling them. I was calling 1/800-963-1851. Montgomery James is the man who I delt with and he even tried to dsiguise his voice when I called back about my refund. Do Not apply for anything on www.delphiasolutions.com