Just got a call from 732-228-4545 and a woman with an accent said that she was from the NAR Group and that I have a payday load from 2009 that is delinquent. she said they just received this information about an hour ago. It looks like they changed their numbers...
OMG! I just got off the phone. The woman was VERY nasty and said she's been there for 11 years. She said that I took out a payday loan in 2010 and they mentioned an old address that I lived at for maybe 3 months. she said that I had another one I received in 2009 that I never paid back/or stopped paying. She read the last 4 of my social and said that she will mark that I am unwilling to pay and that I will have to go to court with my lawyer. She mentioned an old email address that hasn't been used for a while. she mentioned 2 company names but I never took out a payday loan. I considered it back in 2006 but never did! I asked her for a supervisor and she said they were all in a meeting and will be out at 2pm. This is ridiculous! then she mentioned that I had an account at Bank of America, but I have NEVER done any banking there. I've had the same accounts since 2004 with my parents. She said the name of her company was Capital Risk Solutions, but I can't find anything about them in NJ.
It's a scammer, try not to panic/be upset, because that's how they want you. Report it to the FCC (and your local law enforcement if you'd like) and pull your credit report. x
I did report it and I also informed the woman that there is nothing on my credit report as I just received it about 2 weeks ago. She said that it doesn't show on the report, which I know is false. Thank you though!
this is my 2nd call from these AS... I also had taken out pay day loans in 2005 and had paid them all off and have records of this. Today I told them send me the summons to court stop calling me. I know my credit history and score. They go by Capital Risk Services, and they scare you, They must be on a roll this month since I'm seeing so many complaints from them. Don't pay them!!