Now I have SPAM on my cell phone! This is the second time that I received an offer to reduce my credit card interest rate on my "current credit card" from this number.
Yes this is a scam. They are phising people who are strugling with credit cards payments and want to gather your personal information. Avoid them and do not answer these calls! Got a call yesterday 2:54PM even though I have asked them to put me on their do not call list.