this is capital one collections, the only difference between the banksters and a guy with a gun and ski mask is that when the guy shoves the gun in your face "AT LEAST YOU KNOW YOUR BEING ROBBED" !!!
JOIN THEANN MINCH'S "DEBTORS REVOLT" GOOGLE IT OR SEARCH IT ON YOUTUBE.
I AM FED UP WITH OUTRAGEOUS FEES AND HIGH INTEREST RATES. THE BANKS ARE GETTING SO CALLED MONEY FROM THE FED AT 0 TO .25 PERCENT INTEEST AND THEN CHASE RAISED MY RATE TO 29.9% BEFORE THE NEW LEGISLATION WENT INTO EFFECT, WHEN I HAD NEVER MISSED A PAYMENT ..JUST BECAUSE THEY CAN, BECAUSE THEIR AGREEMENT THAT IS NOT AN AGREEMENT SAYS THEY CAN CHANGE THE TERMS AT ANYTIME.
NOW I AM PISSED, SO I STOPPED PAYING THE [***] (CHASE AND CAPITAL ONE).
CLOSE YOUR BANK ACCOUNTS AND MOVE YOUR MONEY TO A LOCAL CREDIT UNION, THEY CHARGE RESONABLE INTEREST ON CREDIT CARDS( 9.9% AT MINE) AND MOVE MONEY FROM YOUR SAVINGS TO CHECKING TO COVER AN OVERDRAFT IF YOU SCREW UP AND DON'T RIP YOU OFF FOR $39 FEE'S
F**K THE BIG BANKS THAT "ARE TOO BIG TO FAIL" MOVE YOUR MONEY AND LET THEM FAIL.
DON'T USE CREDIT CARDS, PAY CASH, WHY SHOULD THEY MAKE BILLIONS FROM EVERY PURCHASE YOU MAKE BECAUSE YOU DON'T WANT TO CARRY CASH. THE MERCHANT FEES ARE PASSED RIGHT BACK ONTO YOU AND YOU PAY FOR THE CREDIT CARD CHARGES, IN THE FORM OF HIGHER MERCHANDISE COSTS.
WAKE UP AMERICA ..... FIGHT BACK. http://www.youtube.com/watch?v=jGC1mCS4OVo