When Does a Collection Call Become Harrassment? When the company calls someone not associated with the debt and hangs up... several times a day for days on end. These guys qualify.
I recieved a call from this very unprofessional so called company that goes by the name of Academy Collection Services. They asked me personal information that no other company has asked. Manager was very rude and degrating. This approach to collect a debt can not be working for them. Sounded very suspicious.
LOOK I'M A COLLECTOR FOR ACADEMY COLLECTIONS, I COLLECT 60K PLUS A MONTH FOR MY COMPANY. I'M DEDICATED TO MY PROFESSION, I'VE NEVER HAD AN A.G. COMPLAINT BECAUSE I DO NOT BREAK THE LAW WHEN I PITCH A DEBTOR. I'M CLEVER AND RESPECTFUL AND FIND A RESOLUTION TO YOUR PROBLEM IN RESOLVING YOUR DEBT BY EXPLORING AS MANY OPTIONS AS POSSIBLE WITH YOU. NOW IF YOU TRULY WANT TO PAY YOUR DEBT YOU WILL ANSWER AS MANY QUESTIONS AS POSSIBLE TO SEE WHAT IS THE BEST POSSIBLE ARRANGEMENT THAT WORKS FOR YOU. IF YOU ARE THE TYPE PERSON WHO DOESN'T WANT TO PAY THEIR BILLS, BUT DON'T WANT THE CALLS EITHER, WELL GUESS WHAT "BY LAW WE ARE ALLOWED TO CALL YOU". IF ITS A WRONG NUMBER WE WILL TAKE IT OUT BECAUSE CONTINUING TO CALL YOU IS A WASTE OF TIME AND COUNTER PRODUCTIVE. IT MAKES ME SICK TO MY STOMACH TO SEE SOME OF THE PEOPLE ON HERE TALKING ABOUT "HOW THEY CAN SUE MY COMPANY OR JUST PLAIN OL' LOOKING FOR THE FASTEST WAY TO MAKE BIG MONEY, FOR WHAT SO YOU CAN RUN UP MORE DEBT AND NOT PAY THAT EITHER. MOST OF YOUR GRIPE'S SHOULD BE WITH YOUR PARTICULAR CREDITOR BECAUSE THEY ARE THE ONE'S THAT PROVIDE US WITH ALL OF THE INFORMATION CONCERNING YOUR DEBT, INCLUDING BUT NOT EXCLUDING "TELEPHONE NUMBER'S & ADDRESSES". BUT MOSTLY YOU SHOULD BE MAD AT YOURSELVE'S FOR NOT PAYING YOUR BILL & BREAKING YOUR CONTRACT WITH THE CREDITOR WHICH RUINED YOUR CREDIT AND GOT YOUR ACCOUNT WITH US IN THE FIRST PLACE. FYI, PAY YOUR BILL WITH YOUR CREDITOR IN FULL EVERY TIME YOU USE THE CREDIT EXTENDED TO YOU & IF YOU SHOULD FALL ON HARD TIME.S PAY THE MINIMUM MONTHLY PAYMENT THEY ALLOW YOU TO, ON TIME, EVERY MONTH CONSISTENTLY THAT WAY YOU WILL NEVER HAVE TO KNOW A COLLECTION AGENCY EXISTS... YOURS TRULY, COLLECTION REP FROM ACADEMY COLLECTIONS..