Called at 521 CDT, I answered sounding like some tough a$$ thug in an ebonic undertone with simpleton urban statements like "Who Dis" and "Who Da (expletive) this be"....
They hung up without so much as saying a thing.
Their loss, I had worked up a new script sounding along the lines of a prison inmate recently paroled and wanted to engage in a conversation.
when you see one their #'s in your CID , quickly answer and just as queckly say, " Oh Dammit, someone is at the door, be right back" lay the phone down and go about your business , like take a bath, go to the neighbors for coffee etc.
I'm sure that they will love that. LOL
I watched a program about creditors a few years back and what the laws are. They interviewed a former debt collector and he said the best thing you can do is report the company to the federal trade commission and the better business bureau. I used to get calls from a debt collector and I would just ask for their full name and the name of their company. When they asked why I would say that it was going in my complaint to the FTC. They never called back after that. Hope that helps.