I was left a msg.  the connection was so bad and the accent sooooo strong I literally could not understand a word that was said.  I couldn't even understand the phone number I was supposed to call back.
So, here we have this large American corporation paying people in OTHER countries to collect the money we owe........... it's no #^@!!*&^ wonder we can't pay our bills!!!!!!!!!!!!!!
Damn %$#@^! foreigners!
Screw the credit card companies!  To HELL with them all!  It is no wonder out country is falling apart.  Wouldn't it be nice everyone in the entire country just STOPPED paying the large credit card comapanies for two months...........  Just to get a message across.  This 30% interest for a late payment affects you for the next 6 MONTHS!  If it is illegal and considered usary to charge more then 12% for a home loan how in the world can the cc companies get away with it??  Thanks Pres Bush.  I am sorry to say I voted for you......