They say press one to speak with someone and press two to let your lower rates expire. I pressed two on two calls and still they call. I called the number back and it says it is not connected. WTF. I put my number on do not call, but how do we get these people investigated?
Recorded message from number that has called more than once. I answered this time, and pressed '1' when prompted. A representative answered and asked "Did you press '1' to lower your interest rate?". I responded "No, I pressed '1' to tell you this number is on the do not call list." He hung up on me without another word. I tried to call the number back, but get the recorded message that it has been disconnected.
Receive calls on a daily basis stating it is the FINAL chance to lower the interest rate on my credit card. I do not pay interest on any credit card and if it is the FINAL chance why do they call every day?
The numbers do change. I have been keeping a spreadsheet with dates, times and the number that shows on caller ID along with the names given when I choose to answer.
The real way to stop this is to contact your state senator. There was a bill S.704 introduced in 2007, but the senate did not pass it. Congress did pass the bill that makes "spoofing" caller id numbers illegal. :It has been held up in the Senate since December 2007. For verification go to http://www.govtrack.us/congress/bill.xpd?bill=s110-704 .
If we inundate our senators with complaints, they may finally act on this legislation.
Listen, the only way we are going to stop this scam and the scam that cautions you that your auto waranty is about to expire, is to report these calls to the FCC (Federal Communications Commission). You may file your complain online or get further information at the following web site: