I received a call from the number specified on both my cell phone and my job. The person, who identified himself as “Mike Elliot” left me a voicemail saying he was calling on behalf of a lawyer by the name of “Danny Cole.” His message was extremely hard to understand and one could almost take it as a threatening call.
How he got my information was because my wife needed four thousand dollars to pay off a bill and “let her fingers do the walking” on the Internet. She got onto a payday loan website saying she could get a payday loan for up to five thousand dollars.
Due to the fact my wife’s credit was bad; she wanted me to get the loan in my name. At first I resisted, but later gave in. No sooner than she hit the “submit” button, I had over twenty callers calling me, in hopes of giving me a loan. I was furious, because I thought she was dealing with a specific company, not farming my information out to God knows who.
Due to the multiple calls we received, we never went beyond the original process. The next day a company called “DIRfundsvc” (888-467-4349) put three hundred dollars into her account without authorization. They sent her an email saying they would charge her an eighty dollars processing charge. My wife alerted the bank that they deposited the money without authorization and she emailed the company to withdraw the funds immediately and to close the loan account. They did so.
The next thing we knew, a company called “iLenderNet” (888-419-9080) deposited three one cent transactions into her account as a “fishing expedition.” My wife again alerted the bank.
From what I read about “iLenderNet,” they were a scam company. Their modus of operandi was to make little deposits, little withdrawals, then charge a thirty-dollars “processing fee.” After their processing fee, they would then withdraw up to three hundred ninety-nine dollars from the account. Needless to say, the bank stopped the withdrawal and my wife closed her account.
Today, November 25, 2011, someone from (310) 547-8686 called my job and also my cell phone. A person calling himself “Danny Cole” said he was calling on the behalf of “Mike Elliot,” who was an attorney. Danny’s message was extremely hard to understand, due to his heavy accent. His message was unprofessional, because he seemed unsure of himself and could be considered a threat.
My wife called the phone number from our house phone, pretending to “accidentally” dialing it by mistake. When she asked who the company was, they said “First Attorney Services” and she would need to speak with Mike Elliot tomorrow (my wife didn’t take in consideration they probably have Caller ID and knew who she was). LOL!!! When she asked what city they were in, they simply said, “California.”
First, let me say not be panicked by these people. What everyone needs to do is get copies of all past bank statements in the event this goes beyond this. After all, if a person gets a payday loan, it must be deposited into an account, right? The deposit or debit will look something like “External Withdrawal 888-419-9080 – iLenderNet” (your bank statement may look different, but you get the idea).
Call the number back and ask for the person specified. Tell them the call is in reference of a debt and everything they say is being recorded, even if you’re not recording it. If they object tell them that you will not talk to them without their consent to the recording of the conversation. Please note, however, taping a conversation without their knowledge is a violation of federal law.
Should you get their consent to tape the conversation, ask they send all proof of claims to a post office box, for you will not respond any further regarding the issue over the telephone.
Another thing, if you truly believe this is a scam, contact the city police where the caller originated and file a Police Report. After that, contact the Big Three credit bureaus. There are also government websites you can go to lodge a complaint against the company.
With this said, times are tough and we go to payday loans. If you find yourself needing to go to a payday loan, consider going to a local company. If that doesn’t work, you need to weight the consequences thereof. The consequences to my wife going to a website she did not know, has caused me a great deal of stress. Don’t allow yourself be bullied by these bullies. Hope this helps. Remember, the burden of proof rest with them. If they can’t prove they put the money in your account, it didn’t happen.
Whatever acct you have open, close it ASAP! This 888-419-9080 or ILender.net is a scam company that tries to take money from your acct without your knowledge. When you call the bank, if you have any overdraft fees or anything because of these transactions, the bank will not reimburse any of it and is only gonna suggest that you close your acct b/c their only gonna continue to try to debit your acct for different amounts. Close your acct ASAP!!!!
HEY I RECEIVED THESE SAME PHONE CALLS SAYING I WAS GOING TO BE ARRESTED TO DAY WHICH WOULD BE 12/13/2011.. ALL YESTURDAY I KEPT CALLING THEM ASKING FOR PROOF AND SUCH DOCUMENTS ABOUT THIS LOAN I SUSPOSEDLY GOTTEN.. I TOLD THEM TO MAIL THEM THEY TOLD ME THEY COULDN'T.. THEY WOULD FAX THEM!!! I SAID NO MAIL THEM.. THEY STARTED HANGING UP IN MY FACE AND STUFF,NOW THEY WANT ANSWER THE PHONE.. I WENT TO MY BANK AND GOOD THING I DID CUZ LENDERS NETWORK WAS TRYING TO DRAFT $30 OUT OF MY ACCOUNT GOOD THING THIS TRANSACTION DIDNT GO THROUGH.. BUT PLEASE WARN ANYONE YOU KNOW CUZ THEY ARE TRYING TO SCAM PEOPLE AND THEY HAVE SCAMMED ALOT OF PEOPLE OUT OF MONEY BECAUSE SOME THINK THEY ARE REALLY GOING TO JAIL FOR A LOAN THEY NEVER HAD..
It was a call from "state attorneys office" man with an indian accent and broken english stating that there was a complaint filed against me and my social security number it is a bogus call Unfortunately a while back a teenage relative of mine used my laptop and unbenowst to me had entered my personal info attempting to get a payday loan or advance of somesort from several websites I am not sure how she (my 19 year old cousin)thought it worked or how she would get any money but I have received several different calls at my place of employment and on my cell phone in regards to the fraudulant attempt at getting money needless to say this had caused some major issues so my words of advice are 1st do not allow anyone onto your personal computer and 2nd the number stated above is fraud at work