UPDATE: I took the call from them at 8 a.m. this morning and played into their game to get as much info as possible. They are reading from scripts, and if you ask them anything that goes off-script, they transfer you. I spoke to 3 people this morning: Louis Wilson, Heather Lawson and Ben Foster. In looking up Heather Lawson, I see complaints about this scam dating back to 2006!! Why can't we stop this?! This personal information should not be released when people apply for a payday loan.
When I asked for an address, they gave me 42 Broadway 5th Floor NY, NY 10004, and said they are the DCA Law Firm - Department of Corporate Affairs. In actuality, there IS a DCA at this address, but it is the NYC Department of Consumer Affairs.
When "Ben Foster" no longer felt like making up stories to answer my questions (such as "If this was in collections, why haven't I received a written notice within 5 days of initial contact, as per the law under the Fair Debt Collection Practices Act (FDCPA)?"), he said they would go ahead and process my file and we could deal with it at the courthouse on Monday. I sweetly answered "Oh yes, let's go ahead and do that." He was a bit surprised and then asked for my attorney's info, so I said "Yes, he definitely wants to talk to you" and gave him the info. Then I told him that we were aware this is a scam, that I have already reported him to the FTC and FBI, and that all calls were being recorded. I told him to never ever call here again or he would be the one showing up at the courthouse. I hung up. No callback yet. I am sick to my stomach with what these people are doing to scared, financially-strapped people.
I just recieved the same call from "Brad Smith" and Kevin Miller. Did anything ever happen with that or is this really a scam? It kinda scares you to death!!
I also received these calls but I don't understand what their purpose was for calling me? To threaten me? First I talked to Nicole somebody and I told her that I had no idea what she was talking about. She went on to tell me that I'm being sued for money laundering and blah blah blah and that I will need my attorney to contact her. I said I didn't have one and if I could clear this up now. She didn't have the # to these Cash Partners of America people and that my so-called file was in their office. I asked her how much I owed and she said $1439. So I told her that I would pay it and then she said that there were no more payment options for me and that I would have to pay $5000. Then she said the local PD would be @ my house in the morning to arrest me? So I told her that I'd rather save everybody the time and I'll just pay it! Then her supervisor comes on and asks me for my SS# and goes on and on about how I shouldn't borrow money if I can't pay it back...aarrgghh! So I told him that I would go down to the local PD and court house to turn myself in and he replies with "well you can't because they don't have your file yet". LOL! Okay... We're going in circles...I'm supposedly going to be arrested because I won't pay and when I offer to pay he tells me the amount is upped to $5k and when i offer to pay that he tells me I shouldn't borrow money if I can't pay it back??? What the hell is he talking about? So again, what is the purpose of this call? I know it's a scam but it's getting really annoying especially since these people talk down to you. So in the end the last thing he he says to me is "since you're not going to pay the $$ you will be paid a visit by investigators from the local PD and you will be arrested". I asked him for his name, company name, phone # and address and proceed to tell him that he too will also be paid a visit by someone so just be prepared for whatever comes his way. Then the [***] asked me "is that a threat ma'am?" My response "you damn right and how you figure you can call and threaten me and not be prepared for the same? Thank you and have a nice day!" CLICK!!
omg, when I initially called back the number 239-217-4061 a guy named Charles Green answered. He did refuse to give me any documentation of this supposed lawsuit against me
also spoke with a Brad Smith. said i had 15-20 minutes to pay them to make the lawsuit go away
after claiming i had no payment options, that all attempts to collect from me failed so I was going to be needed in court 11-12-2010 at 11 am.. they wouldnt even specify which court, a case number, which court room... there are 3 courts here in Fresno. District Court, Small claims court, and county courthouse...? hello??
I just got off of the phone with a Rachel from LLC who told me that an affidavit for 3 counts of fraud , will be filed tomorrow at 11:00. I refused to give any information. They said that in 2009 I took a loan from Cash partners of America and they are owed $5000.
I gave them my lawyers name and hung up