They are in violation of multiple aspects of the Fair Debt Collection Practices Act with the statements they made to you and it is doubtful they have any ability to sue you in court. If, or more likely, when they call back keep demanding written proof of the debt and proof they have a legal right to collect that debt in your state sent via US Mail as required by the above law. Do not acknowledge that you owe the debt over the phone. You can also remind them that federal law requires they send you the required proof within 5 days of initial contact. Keep logs of dates and times of calls and the content of the call, it could come in handy later if you decide to pursue action against them for FDCPA violations.
Received a threatening call that there will be summons served to my name in my county. Returned call. Spoke with a person named PETER DUNNLAP. Mr Dunnlap stated that they "mediators". I asked for any proof of collection, letter, documentation of loan, etc. He said they do not provide such and the only documentation I will be getting is an email of the receipt of a payment should I decide to settle with them. The problem is, I do not know what I am settling for. I asked for their physical address and he said they are "satellite". I asked him to clarify on that and he said, they don't have address. I told him their call is very threatening about court summons. He said they it is not meant to threaten but he himself continued to tell me that he could not stop court proceedings against me if I don't pay him using any card during the phone call. DO NOT RETURN ANY CALLS from this number!
Received a call on Sept 19, 2003 from this Brooklyn, NY number. Someone on my voicemail said something Dominique Jerry Shaw in digital voice or something. Then a woman's voice comes on and said she is calling from the processing summons division and that there are two charges against me in my county that have been attached to me and my social security number. They do not identify me, but instead give me some case number and give me back the 347-578-9284 number. She says once I am served my rights will be forfeited. I suspect them as fraudulent.
They have another number, 515-528-7928. Got the same call. First message was a lady and she said she was calling on my two charges. Next day a call from a man stating he has my papers and is ready to serve me on my Civil Complaint but I can call to settle out of court. It's BS. We all know that you never get a call from the company who wants to sue or serve you. What I hope everyone knows is that it is illegal to say you are going to sue someone and then not due it under the Fair Credit Reporting Act. It;s considered harassment. The challenge is that if we never know who this company is, we will never be able to sue them!******On a side note, I also advice anyone who is getting calls from creditors to ensure they never give out their information over the phone. A real creditor already has it. Never pay over the phone or admit you owe anything. Under the FCRA, you are entitled to request and receive documentation on the original debt. And I mean original, not the first collection agency it was sold to, but the creditor you established the debt with and a history of what the total amount is for. Even if you get a letter, request this. Also always document your history of your calls, letter and requests. If a collector cannot give you the original debt information, by law they can not collect on a debt. What they normally do is sell this debt to another agency. Keep repeating this process. Where the notes come in handy is if these companies show up on your credit. Write the bureaus and ask to have them removed and provide your back up documentation that they never was able to prove the debt was yours. Also if, by a small chance, you ever actually do go to court. Make sure you bring your note history since your dealings with the original creditor and also check to ensure the statue of limitations is not up on that debt. If it is, they can legally try and collect on the debt but they can not sue you over it.
I also received a call from them stating that they were from the court house and to ask for a man SAM BECKER, i never returned their call for that matter that i was scammed before. They even gave me a case number which i looked into and does not exist . They are BS people trying to scam you! happened to me once and i was worried sick and they screwed me
I received a voice mail from this number today. The representative advised she was calling from the legal processing division, but did not mention the name of the company she works for. She told me there were fraud charges being filed against me and to call 347-578-9284 to be made aware of my legal rights, or they will be forfeited. I did not call them back.