Well I had this happen to me as well. This theft calls says he is from a law office on a saturday and will take me to court over a supposed payday loan. I don't have and have never had a payday loan with this company and besides that my bank should be aware of it. I am sick of this. Noone should have to go through this. Don't they understand that a true lawyers office are being hurt by this. In order to be suited by someone there has to be paperwork involved and it has to be a ligitimate legal document.