On July 26, 2012, I got a call from this number. It registered on my caller ID as "Financial Ctr." I did not answer the phone. On today's date, August 15, 2012, I received another call from "Financial Ctr." except this time the number was 503-457-1407. I answered this call. The recording said that this is my final courtesy call to lower my credit card rate to 6%; all I need is $3,000 in credit card debt and one card in good standing. It also said they have tried to contact me several times and that this is my final call for my yearly credit card review.
The automated recording did not give a key to press to be removed from their list; It said "Press 1 if you are interested in lowering your credit card debt..." So I pressed 1 and got a woman who said "So i understand you are interested in lowering your credit card payments?" I said, "No, but I understand I want to be removed from your call list." Before I could finish my sentence, she hung up on me!
If you get a call from "Financial Ctr" on your caller ID, DO NOT ANSWER!
I have done this several times already and every time they hang up on me. How am I to get off this list!???
May I ask WHY WOULD YOU FALL IN TO THEIR PLAN BY ANSWERING THEM. LEARN TO PLAY THE GAME.
I had my Fax machine on to get rid of two other callers, and hit pay dirt, when I came home & looked at my caller ID I found another # before this idiot with a name Card Services followed by this nerd....what a pity, neither will be calling back as I am now, thank you God, listed as FAX LINE...YES! Love it.
I get so many of these calls from this number and some others. They refuse to remove me from their list, they hang up when I state that I don't want to lower rates or buy insurance. I have gotten tired of them. So now when they call I push 1 to speak to the Representative and either blow a wistle really loud or give them a foul description of their mother. they always hang up. but they must like it as the continue to call.
How it works:
http://onthespotblog.com/on-the-spot-blog-sti ... older-services/ ...
http://onthespotblog.com/tag/cardholder-services/
We need CRIMINAL penalties against the companies that are profiting from these calls. Follow the money, slap them in jail, no one left to outsource to overseas boiler rooms, problem solved.
Since they are operating across borders it should become a federal felony and should be handled by the FBI under the RICO Act.
These calls are coming from call centers in Costa Rica and India and they are using spoofed (false)
numbers, which in itself is illegal. They do cold calling for or sell the leads to numerous companies in
this country and they know that what they are doing is illegal. Tomorrow this same number may be selling Cruises, Timeshares or Security Systems but if you follow the money it usually ends up in the hands of an American LLC. Keep complaining to the FTC and FCC, and start bugging our politicians to pass laws to make it punishable in criminal court instead of handing out fines that they don't pay. Another course of action is to contact phone companies to find out why they won't block spoofed numbers. With today's technology that should be an easy thing to do, unless they are somehow profiting from the use of their systems.
Robocalls are illegal unless you have given them prior permission in writing (not worded into some small
print contract from a 3rd party) and are absolutely illegal to a cell phone. The Telephone Consumer
Protection Act permits individuals who have received certain unlawful telemarketing, such as junk faxes
or telemarketing calls, to sue the violator in state courts where they may be awarded up to $1500 for
each violation.
http://www.ftc.gov/bcp/edu/microsites/robocalls/
http://www.ftc.gov/opa/2012/07/robocall.shtm
http://transition.fcc.gov/cgb/policy/TCPA-Rules.pdf
http://www.ftc.gov/bcp/edu/microsites/donotcall/mediacenter.html
People should continually file complaints with their Attorney Generals office and also file with:
http://www.fcc.gov/complaints
https://www.ftccomplaintassistant.gov
If enough people keep complaining then maybe something will get done.
The FTC has already taken action against some of them however they just pay a small fine and are back at the same scam the next day:
http://www.ftc.gov/opa/2012/02/afl_financial.shtm
http://www.ftc.gov/opa/2012/02/voiceblaze.shtm
http://www.ftc.gov/opa/2011/12/roycox.shtm
http://www.ftc.gov/opa/2010/03/voicetouch.shtm
http://www.ftc.gov/opa/2009/05/robocalls.shtm
http://www.ftc.gov/opa/2009/12/robocall.shtm
http://www.ftc.gov/opa/2009/09/twi.shtm
http://www.ftc.gov/opa/2011/02/robocall.shtm
http://www.ftc.gov/opa/2009/05/robocalls2.shtm
http://www.ftc.gov/opa/2010/12/jpm.shtm
http://www.ftc.gov/opa/2010/06/asiapacific.shtm
http://www.ftc.gov/bcp/edu/microsites/donotcall/mediacenter.html
http://www.ftc.gov/opa/2012/03/asiapacific.shtm
http://www.ftc.gov/opa/2010/08/voicetouch.shtm
http://www.ftc.gov/opa/2011/11/sonkei.shtm
http://www.ftc.gov/opa/2010/05/ams.shtm
http://www.ftc.gov/opa/2011/01/khalilian.shtm
I will say it again, we need CRIMINAL penalties against the companies that are profiting from these
calls. Follow the money, slap them in jail, no one left to outsource to overseas boiler rooms, problem
solved. Since they are operating across borders it should become a federal felony and should be handled by the FBI under the RICO Act.
Proof that current laws mean nothing to these scum suckers, same companies that have been sued in the past:
http://www.ftc.gov/os/caselist/0923193/111219roycoxcmpt.pdf
http://www.ftc.gov/opa/2011/12/roycox.shtm
Write our Congress and Senate. We need CRIMINAL penalties against the companies that are profiting from these calls. Follow the money, slap them in jail, no one left to outsource to overseas boiler rooms, problem solved.
Since they are operating across borders it should become a federal felony and should be handled by the FBI under the RICO Act.