For those of you being harrassed, this website is GOLD re: getting rid of overzealous and illegal collectors (for instance, they can't come back to you 20 years after certain debts etc.).
Once on the website, Clark Howard has a ton of very helpful links to gov't agencies dealing with this sort of stuff.
Quit preaching at people and name calling. Have you ever been in a situation where you have struggled to pay a bill? Many people have. You said, "Try to be more responsible and keep paying down all of your credit cards" Isn't that what this person just said they are doing? Honestly, in my experience, ( I got into trouble with a credit card when I was younger), ignoring these call is all you can do if you do not have the full amount to pay these creditors. You can call them and tell them your circumstances. They don't care. You can try to make arrangements to pay your debt down, BUT they aren't really willing to make reasonable payment arrangements. They many times want more than you can give and they will harass you incessantly. It's just better to let the calls go to voice mail, and save up some money to send to the creditor. People make mistakes, but credit takes time to straighten out. If you don't have the money up front there is no point in creating more stress for yourself. I worked for a credit reporting agency, and I've heard the horror stories. This is the best advice I can give.
We are receiving 4-5 calls a day from the number listed above. We answer and as soon as we identify ourselves, the caller hangs up. This is VERY annoying.
Have been getting these calls. I called Wells Fargo customer service because we do not have an account with them. Talked to a nice rep, explained the situation. He filled out a no contract form over the phone so they wouldn't call us anymore (or email, or mail - though we hadn't been getting those). Also gave him this number, so if it is a scam, they can be aware of it. He apologized profusely for the inconvenience. So as long as this isn't a scam, the form will hopefully work.
Not a scam you idiot! I called them back and it is in fact Wells Fargo calling out of Vancouver, Washington. They had my number because somehow, my roommate ended up giving them my number, listing me as their nearest relative. I'm not related to this person who I had to evict from my apartment for not paying their share of the rent. I informed Wells Fargo that I am not a relative and to please stop calling. They have made it clear they will continue to call. I am considering getting a new phone number. I get 6 calls a day! People need to take some responsibility for their bills. If you aren't paying them, or are paying them late, you will get called. It's not rocket science. I don't understand why people act mystified when they get called by their creditors for late or non-payment of bills. Then people like me who are responsible have to deal with this B.S.
Whoever you are, you are wrong. Neither I nor any of my friends or relatives have accounts or do business with Wells Fargo. I pick up the phone at least 5 times a day and when I answer, no one is there. I hear a click and the line gets disconnected.