WATCH OUT FOR THESE CRIMINALS....! I worked at this company and everything they do there is illegal. They purchase all of this debt and pay the collectors 20% per payment. They tell us to represent ourselves under false aliases and threaten check fraud by reciting the laws that govern the state that the debtor tive in. We used to refer to ourselves as "investigators" and pending warrants on every debtors answering machine, and threated to issue a summons by a local sheriff through the magistrate court. They are CLEARLY breaking the law. If they call you DO NOT PAY THEM...GET A RECORDER AND SUE THEM FOR WHAT THEY ARE WORTH!!!!
Jim, your wife shouldnt be buying things when she doesnt have money. i cant believe you are admitting to writing a BAD CHECK and then when this company wants their money, you are refusing to pay them. why dont you return what you purchased with the money you didnt have?
look, all i did was a google search on this company to see if they had a website, and i get this site about all you people bitching, especially jim. all these charges are YOUR fault, you cant complain about being irresponsible and take someone to court whose trying to get whats owed to them!!! what a joke!
where is the fight? you obviously didnt have money, JUST LIKE I DIDNT, but at least i paid what i was supposed to. and im not being a child about it. be an adult for once. you owed money, and you havent paid it, WHERE IS THE FIGHT?
seriously people, i really hope all of you dont agree with this guy's argument. there are a lot of people that have been victim of identity theft, but as long as you can get it taken care of, you shouldnt have to pay the money! trust me i had a cousin that had that very thing happen to him@ this guy just ADMITTED TO BEING BROKE! look man, just do what everyone else in this country does, and pay your debts.
Look Rick you stupid piece of crap. First of all what I or my wife does is none of your business. Ace Check Cashing offers or at least they did what is called a PayDay Loan. The concept behind it is to borrow money now for something that needs to be paid now and then paying back the loan via a personal check on PayDay.
I never did, nor did my wife ever write a bad check to anybody. Shut your mouth about stuff you don't understand. I am only trying to help people here who might not know the law. The law certainly does not condone a debt-collector using abusive tactics to collect a debt.
You want me to be honest and fess up. I have done that you piece of garbage. Now why don't you just admit your actually somehow part of this company.
First of all if you want my opinion if you were so happy with the way you was treated by this company when they tried to collect then why would you "GOOGLE" the phone number? You would have no reason to. You would have just paid it and that would have been that.
I hope these people read these posts and at the very least complain to the Federal Trade Commission. At the very most hire an attorney and go after this company if in fact the were subject to abusive practices like many of them were. And anybody reading this is you need some direction or where to go or who to contact for a potential lawsuit just ask. I will be more than happy to give you some direction in that area.
Just so you know "Liar Rick". I own my own home, now mortgage, just bought a new car. Currently shopping for a new Harley. No other credit card debt what-so-ever. I live in central Florida. My life is great. Don't bother writing me back telling me about yours.
By the way I do pay my debts. My high credit score reflects that. And when Ace Check Cashing settles up with me I will settle with them. As far as Vandenberg goes. I don't deal with 3rd party debt-collectors and for anybody reading this... You don't have to either..... Simply send them a cease and desist letter telling the company not to contact you again and if they do for anything other than the (2) acceptable reasons they will have violated another FDCPA violation. Of course Vandenburg does not concern themselves with complying with Federal Law do they "Liar Rick"? "Liar Rick" is just a concerned citizen telling everybody and anybody they should just pay their bills that are their responsibility.
haha, jim... none of my business?? YOU ARE POSTING YOUR BUSINESS ON THE INTERNET.... and calling names doesnt make you any more mature. i googled the company when i got a message. its what anyone does these days. ppl google everything. i dont in any way shape or form have to explain that. i tried to look them up before i called back.
haha i dont need to tell you about my life, good for you that youre financially stable. thats great. but why tell me your business if its... well, 'none of my business'. this is absolutely hysterical.
calling you to ask for money YOU OWE is abusive? i didnt know that.
'liar rick' hahaha.... im not concerned about anyone but myself, i just think people should be responsible, i find it hilarious that you are on here calling me names and discussing your irresponsibility. freedom of speech entitles me to comment about how much youre complaining. you have no one to blame but yourself.
It's obvious to me that there are employees of this business posting comments on this board. If you read the information carefully you can easily see this by what they say and how they say it.
A debt-collector cannot threaten you or be abusive. It makes no difference if you owe the debt or not. If you have been threatened by this company or any other company contact a lawyer who specializes in this type of law. Also, file a complaint with the Federal Trade Commission.
I am sorry for losing my temper. I deal with scum-bag debt-collectors every day. That's part of my job. When some smart [***] comes along it's sometimes hard for me to keep my cool. Especially when they are a liar on top of it.
Vandenberg and companies like them can be stopped. File that complaint with the Federal Trade Commission.
When the bank charges you for overdraft, you don't blame them for the charges they place against your account. It is YOUR responsibility, case closed, there's no other way around it, intentional or not.
First of all, it is not very smart admitting to writing a check that bounced, and then admitting you're not willing to pay it. Once a check is written with intent to bounce, it is considered counterfeit. I WOULD worry about a lawsuit, if they were to serve you.
Most companies will run a check twice, if the check bounces twice, and the money still isn’t in the bank to cover it, usually the company will stop
sending it through, and will instead try other collection methods.
This is where that collection company vanderberg or something steps in.
One method is to call you and ask you to come pick up the check, by first paying the bounced check charges. If you fail to do this, by law, the company has every right to report you to the police and ask that you be arrested. Sometimes it takes months before a company will decide to do this and by then, many people think there will be no repercussions.
If you are arrested for writing a bad check, and the check is not an astronomical amount of money, you will generally just appear in court and the judge will order you to pay the check, the bounced check charges, and all court costs and fines within a certain amount of days. Failure to do so is a contempt of court, and you will likely be arrested again, and this time, given a more severe punishment. Besides ordering you to pay the expenses, a judge can also sentence you to community service or even probation. If you are seen in court more than one time for bounced checks, you might then be given jail or prison time.
I think it's better to be warned than to find yourself being served outside your house.