WATCH OUT FOR THESE CRIMINALS....! I worked at this company and everything they do there is illegal. They purchase all of this debt and pay the collectors 20% per payment. They tell us to represent ourselves under false aliases and threaten check fraud by reciting the laws that govern the state that the debtor tive in. We used to refer to ourselves as "investigators" and pending warrants on every debtors answering machine, and threated to issue a summons by a local sheriff through the magistrate court. They are CLEARLY breaking the law. If they call you DO NOT PAY THEM...GET A RECORDER AND SUE THEM FOR WHAT THEY ARE WORTH!!!!
These Collection agency (CA) scumbags would make you think you must talk to them or bad things will happen. WRONG! I laugh in their face since 90 plus percent of them CANNOT provide any written proof of the debt. Send a written demand for proof of the debt and demand that all further communication be only in writing. Believe me they will disapear faster than a snowball in Vegas in July. If they dont then learn the laws about debt collection (FDCPA, TCPA, and your state's own laws) and SUE SUE SUE!
Demanding proof of the debt is exactly right. If they cannot prove it they have to (by law) remove it. Also, you do not have to put up with them being abusive to you. That includes scare tactics like Vandenberg is quilty of using. If (any) debt collector is abusive to you in any way, shape, or form file a lawsuit. It is money in your pocket.
I demanded proof and it took about a week but they were able to provide me with the contract i signed from ace checking. whats should i do? theres no way around this right? how is it possible to get around when they have the contract?
If there is a contract with your signature, then yes you should pay. They sent you proof in the mail. This is the way it is supposed to be handled. I am a bit surprised that they were so cooperative. Unless of course, this is another work of fiction from our friend Rick. *Yawn*
Bad check recovery is the reason for a business to employ the services of a collection agency. When a company cashes a bad check this causes a business to have a deficit. Even though there is no signed agreement to pay money that is owed, a creditor can still collect the money because it was obtained by fraud. A business may enlist the help of a collection agency to collect the debt but if the amount of the check is of a substantial about, this is a criminal offense that can be prosecuted.
Is this true? i found it online. I got a call and I've already asked for proof... I'm waiting for a call back. I'm just worried about what will happen if they show proof. I honestly did write the check and signed a contract and I've been avoiding it. Any ideas to how I can just make this go away?