Calls at least once a week usually saying I will go to collections. This time claimed to be a Law Firm saying I have a fraudulent check and to press 1. I did nothing and call eventually hung up.
They call several times a day claiming to be from Ryan Miller and Associates. They say I have RTM checks from 2003 and if I don't pay now, my case is going to litigation. Wouldn't the bank clear this up with me several years ago??
If any of it were true, you'd have received mail from your bank concerning the matter long ago. You're correct. Just because a voice on the phone is saying you owe isn't valid proof. Demand proof in the mail, but you'll likely be met with "they already have". Threats by phone, email, smoke signals, Morse code, or fax are not valid proof. Tell Ryan Miller to stick with hockey, too.