This company is actually Four Star Resolution, LLC (filed with New York State as 4 Star Resolution, LLC). They always call themselves F.S. (fill in the blank - Mediation, Legal, etc.). They are collecting on PayDay loans that were issued in New York and Maryland where they are illegal. Report them to the FTC, the CFPB and the New York Attorney General. Save the letters they send with a Canadian return address, they are an FDCPA violation by themselves (keep the envelope they are mailed with a Syracuse NY pre-sorted mail permit). A class action attorney could have a field day with a written threat of legal action on an illegally originated pay-day-loan.
**ALL OF THE DEBT THEY COLLECT ON IS PAST THE STATUTE OF LIMITATIONS. LEGALLY YOU DO NOT HAVE TO PAY THIS DEBT.** Call your State Attorney General if you do not know the statute of limitations in your state and while you have them on the phone file a complaint against the company using their correct legal name and address contained in this post.
They actually operate out of a boiler rooms located at 1839 Seneca St., Buffalo, NY 14210 and a former Blockbuster store (seriously) at 2400 Seneca Street Suite 7, Buffalo, NY 14210.
See also this thread on 800notes.com for other numbers they operate from, it seems they try to stay one step ahead of 800notes:
http://800notes.com/Phone.aspx/1-704-594-7285/
File a complaint with the BBB that describes the company name and telephone number they are using currently if you receive a letter or a phone call. All of the names they use are totally fake and bogus: Frank White, Mark Johnson, John Ford, etc.
The company is owned by Travell Thomas. Travell likes to hide his location and doesn't come into the office much, but his mother Cynthia Thomas lives at 56 Fennimore Ave., Buffalo, NY 14215. You can give her a call at (716) 837-2858.
The New York State Attorney General is aggressively pursuing rogue debt collectors and people who collect on payday loans which are illegal in New York. Report this company to the NY Attorney General by calling (800) 771-7755. Let them know the fake number they called you from, the fake company name used in the call with you and the legal name and address of the company contained in this post.
You can also file a complaint with the Consumer Financial Protection Bureau at http://www.consumerfinance.gov
1/15/14: Getting repeated calls at a business phone for a Jennifer Kinzer stating a mechant has reported her for returning expired milk. I finally contacted the number back and a very rude man asked me if I knew this person and I said no, he said he would take the number off his call list. He rattled off the last 4 digits of the phone number which was wrong and hung up.
rec'd an automated call with caller ID showing a number 605-301-4167 which is Pierre, SD (I do live in SD), but they gave a call back number as 404-445-3284 stating there was a "note" attached to my name & Drivers License.?? What with this?